Company Registration No. 06817510 (England and Wales)
Ramzan & Sons Investments Limited
Unaudited accounts
for the year ended 31 October 2025
Ramzan & Sons Investments Limited
Unaudited accounts
Contents
Ramzan & Sons Investments Limited
Company Information
for the year ended 31 October 2025
Directors
Mr Y Ramzan
Mr H Ramzan
Mr H Ramzan
Company Number
06817510 (England and Wales)
Registered Office
Unit 5, Swaker Yard
2B Theobald Street
Herts
WD6 4SE
United Kingdom
Accountants
Platts
Unit 5 Swaker Yard
2b Theobald Street
Herts
WD6 4SE
Ramzan & Sons Investments Limited
Statement of financial position
as at 31 October 2025
Tangible assets
19,865,617
19,557,632
Cash at bank and in hand
18,967
9,380
Creditors: amounts falling due within one year
(3,677,422)
(4,272,412)
Net current liabilities
(3,637,455)
(4,121,047)
Total assets less current liabilities
16,228,162
15,436,585
Creditors: amounts falling due after more than one year
(13,031,408)
(12,193,015)
Provisions for liabilities
Deferred tax
(52,361)
(39,512)
Net assets
3,144,393
3,204,058
Called up share capital
1,000
1,000
Revaluation reserve
209,446
158,050
Profit and loss account
2,933,947
3,045,008
Shareholders' funds
3,144,393
3,204,058
For the year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 28 November 2025 and were signed on its behalf by
Mr Y Ramzan
Director
Company Registration No. 06817510
Ramzan & Sons Investments Limited
Notes to the Accounts
for the year ended 31 October 2025
Ramzan & Sons Investments Limited is a private company, limited by shares, registered in England and Wales, registration number 06817510. The registered office is Unit 5, Swaker Yard, 2B Theobald Street, Herts, WD6 4SE, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
The accounts are presented in £ sterling.
Turnover is measured at the fair value of the consideration of rental income received or receivable, excluding discounts, rebates, value added tax and other sales taxes.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
20% Reducing Balance
Fixtures & fittings
25% Reducing Balance
Land and buildings held as investment properties
Land and buildings held as investment properties are included at market fair value. Gains are recognised in the income statement. Deferred taxation is provided on these gains at the rate expected to apply when the property is sold.
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws.
Deferred tax assets and liabilities are not discounted.
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
Ramzan & Sons Investments Limited
Notes to the Accounts
for the year ended 31 October 2025
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged against profit on a straight line basis over the lease term.
Assets held under finance leases and hire purchase contracts are capitalised and depreciated over their useful lives. The corresponding lease or hire purchase obligation is treated in the balance sheet as a liability. The interest element of rental obligations is charged to the profit and loss account over the period of the lease at a constant proportion of the outstanding balance of capital repayments.
4
Tangible fixed assets
Land & buildings
Motor vehicles
Fixtures & fittings
Total
Cost or valuation
At valuation
At cost
At cost
At 1 November 2024
19,500,000
36,059
318,985
19,855,044
Additions
198,604
102,000
6,340
306,944
Revaluations
51,396
-
-
51,396
Disposals
-
(36,059)
-
(36,059)
At 31 October 2025
19,750,000
102,000
325,325
20,177,325
At 1 November 2024
-
24,243
273,169
297,412
Charge for the year
-
25,500
13,039
38,539
On disposals
-
(24,243)
-
(24,243)
At 31 October 2025
-
25,500
286,208
311,708
At 31 October 2025
19,750,000
76,500
39,117
19,865,617
At 31 October 2024
19,500,000
11,816
45,816
19,557,632
Amounts falling due within one year
Accrued income and prepayments
21,000
141,985
6
Creditors: amounts falling due within one year
2025
2024
Bank loans and overdrafts
3,192,947
3,003,128
Obligations under finance leases and hire purchase contracts
8,409
5,271
Amounts owed to group undertakings and other participating interests
55,500
-
Taxes and social security
7,516
36,795
Other creditors
413,050
1,215,218
Ramzan & Sons Investments Limited
Notes to the Accounts
for the year ended 31 October 2025
7
Creditors: amounts falling due after more than one year
2025
2024
Bank loans
12,958,716
12,188,905
Obligations under finance leases and hire purchase contracts
72,692
4,110
Bank loans in the sum of £15,918,000 (2024 - £14,918,000) are repayable within 5 years, and secured by fixed and floating first legal charges over the company's land and buildings, assets and undertakings.
Bank loans in the sum of £233,663 (2024 - £260,063) are repayable over more than 5 years, and secured against the company's individual investment property.
8
Transactions with related parties
The directors and their family hold the company's entire issued share capital.
9
Average number of employees
During the year the average number of employees was 5 (2024: 5).