REGISTERED NUMBER: 07109189 (England and Wales)

Unaudited Financial Statements for the Year Ended 30 September 2025

for

Ifs Wealth Management Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mrs L Blackie

J G Blackie

SECRETARY:

REGISTERED OFFICE:

Po Box 4385

07109189 - Companies House Default Addre

Cardiff

CF14 8LH

REGISTERED NUMBER:

07109189 (England and Wales)

FIXED ASSETS

Intangible assets

4

31,219

82,776

Tangible assets

5

860

1,712

32,079

84,488

CURRENT ASSETS

Debtors

6

3,000

12,522

Cash at bank and in hand

434

2,191

3,434

14,713

CREDITORS

Amounts falling due within one year

7

164,796

174,158

NET CURRENT LIABILITIES

(161,362

)

(159,445

)

TOTAL ASSETS LESS CURRENT LIABILITIES

(129,283

)

(74,957

)

CREDITORS

Amounts falling due after more than one year

8

13,724

17,968

NET LIABILITIES

(143,007

)

(92,925

)

CAPITAL AND RESERVES

Called up share capital

2

2

Retained earnings

(143,009

)

(92,927

)

SHAREHOLDERS' FUNDS

(143,007

)

(92,925

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 24 October 2026 and were signed on its behalf by:

J G Blackie - Director

1.	STATUTORY INFORMATION

Ifs Wealth Management Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Patents and licences are being amortised evenly over their estimated useful life of nil years.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was NIL (2024 - NIL).

4.	INTANGIBLE FIXED ASSETS

Other

intangible

assets

£

COST

At 1 October 2024

276,136

Additions

4,588

At 30 September 2025

280,724

AMORTISATION

At 1 October 2024

193,360

Charge for year

56,145

At 30 September 2025

249,505

NET BOOK VALUE

At 30 September 2025

31,219

At 30 September 2024

82,776

5.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 October 2024

and 30 September 2025

18,258

DEPRECIATION

At 1 October 2024

16,546

Charge for year

852

At 30 September 2025

17,398

NET BOOK VALUE

At 30 September 2025

860

At 30 September 2024

1,712

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

30.9.25

30.9.24

£

£

Trade debtors

3,000

3,000

Other debtors

-

9,522

3,000

12,522

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

30.9.25

30.9.24

£

£

Bank loans and overdrafts

15,400

16,574

Trade creditors

-

(1

)

Other creditors

149,396

157,585

164,796

174,158

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

30.9.25

30.9.24

£

£

Bank loans

13,724

17,968