REGISTERED NUMBER: 11178719 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 27 JANUARY 2026

FOR

CHILWORTH AND HART LTD

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTOR:

M N Talbot Holmes

REGISTERED OFFICE:

Room 73

Wrest House

Wrest Park

Silsoe

Bedfordshire

MK45 4HR

REGISTERED NUMBER:

11178719 (England and Wales)

ACCOUNTANTS:

MDG Business Associates Limited

Room 73

Wrest House

Wrest Park

Silsoe

Bedfordshire

MK45 4HR

CURRENT ASSETS

Cash at bank

35

40

CREDITORS

Amounts falling due within one year

5

(60,355

)

(70,784

)

NET CURRENT LIABILITIES

(60,320

)

(70,744

)

TOTAL ASSETS LESS CURRENT LIABILITIES

(60,320

)

(70,744

)

CREDITORS

Amounts falling due after more than one year

6

(93,194

)

(92,289

)

NET LIABILITIES

(153,514

)

(163,033

)

CAPITAL AND RESERVES

Called up share capital

7

1

1

Retained earnings

(153,515

)

(163,034

)

SHAREHOLDERS' FUNDS

(153,514

)

(163,033

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 27 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 27 January 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 26 October 2026 and were signed by:

M N Talbot Holmes - Director

1.	STATUTORY INFORMATION

Chilworth and Hart Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements have been prepared under the historical cost convention.

The comparatives relate to the period 29 January 2024 to 27 January 2025.

Turnover

Turnover is measured at the fair value of the consideration received or receivable and represents amounts received for goods supplied and services rendered, stated net of discounts and Value Added Tax.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Business bounce back loan scheme

The Bounce Back Loan Scheme (BBLS) enables smaller businesses to access finance more quickly during the coronavirus outbreak. The scheme helps small and medium sized businesses to borrow between £2,000 and up to 25% of their turnover. The maximum loan available is £50,000. The government guarantees 100% of the loan and there are no fees or interest to pay for the first 12 months. After 12 months the interest rate is 2.5% per annum.

4.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 1 (2025 - 1 ) .

5.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Bank loans and overdrafts

9,769

9,769

Trade creditors

2,550

3,679

Director's loan account

47,136

56,436

Accrued expenses

900

900

60,355

70,784

The bank loan relates to a Business Bounce Back Loan undertaken in a prior year . Interest is charged at 2.5%. There are no set repayment terms in place.

6.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

2026

2025

£

£

Bank loans - 1-2 years

37,360

36,455

Other creditors

55,834

55,834

93,194

92,289

The bank loan relates to a Business Bounce Back Loan undertaken in a prior year . Interest is charged at 2.5%. There are no set repayment terms in place.

7.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

1

Ordinary

£1

1

1

8.	RELATED PARTY DISCLOSURES

Included within creditors is an amount of £47,136 (2025: £56,436) due to M N Talbot Holmes, director. No interest has been charged on this balance during the year (2025: £Nil) and there are no set repayment terms.

Included within creditors is an amount of £55,834 (2025: £55,834) due from the company to J M Holmes, mother of M N Talbot Holmes, director. No interest has been charged on this balance during the year (2025: £Nil) and settlement is due in more than one year from the balance sheet date.