Urban Capital Limited

	Page
Balance Sheet	1—2
Notes to the Financial Statements	3—4

Registered number: 10569573

		2026		2025
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	4		164		219
Investment Properties	5		419,736		419,736

			419,900		419,955
CURRENT ASSETS
Debtors	6	52,610		53,610
Cash at bank and in hand		7,586		7,848

		60,196		61,458
Creditors: Amounts Falling Due Within One Year	7	(2,216 )		(1,874 )

NET CURRENT ASSETS (LIABILITIES)			57,980		59,584

TOTAL ASSETS LESS CURRENT LIABILITIES			477,880		479,539

Creditors: Amounts Falling Due After More Than One Year	8		(539,970 )		(545,854 )

NET LIABILITIES			(62,090 )		(66,315 )

CAPITAL AND RESERVES
Called up share capital	9		1		1
Profit and Loss Account			(62,091 )		(66,316 )

SHAREHOLDERS' FUNDS			(62,090)		(66,315)

Page 1

Page 2

Urban Capital Limited

Balance Sheet (continued)

As At 31 January 2026

For the year ending 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr Stefan Gavin

Director

26/10/2026

The notes on pages 3 to 4 form part of these financial statements.

1. General Information

Urban Capital Limited is a private company, limited by shares, incorporated in England & Wales, registered number 10569573 . The registered office is Managers Office, 8a High Street, Wellingborough, Northamptonshire, NN8 4JU.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Computer Equipment

25% reducing balance

2.3. Investment Properties

All investment properties are carried at cost excluding VAT.

3. Average Number of Employees

Average number of employees, including directors, during the year was: 2 (2025: 2)

4. Tangible Assets

	Computer Equipment
	£
Cost
As at 1 February 2025	1,643

As at 31 January 2026	1,643

Depreciation
As at 1 February 2025	1,424
Provided during the period	55

As at 31 January 2026	1,479

Net Book Value
As at 31 January 2026	164

As at 1 February 2025	219

5. Investment Property

	2026
	£
Fair Value
As at 1 February 2025 and 31 January 2026	419,736

Page 3

Page 4

Urban Capital Limited

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

6. Debtors

	2026	2025
	£	£
Due within one year
Other debtors	52,609	53,609
Called up share capital not paid	1	1

	52,610	53,610

7. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Trade creditors	(1 )	(1 )
Accruals and deferred income	970	940
Directors' loan accounts	1,247	935

	2,216	1,874

8. Creditors: Amounts Falling Due After More Than One Year

	2026	2025
	£	£
Bank loans	539,970	545,854

9. Share Capital

	2026	2025
	£	£
Called Up Share Capital not Paid	1	1

Amount of Allotted, Called Up Share Capital	1	1