Young & Inspired

	Page
Reference and Administrative Details	1
Trustees' Report	2—3
Independent Examiner's Report	4
Statement of Financial Activities (including Income and Expenditure Account)	5
Comparative Statement of Financial Activities (including Income and Expenditure Account)	6
Balance Sheet	7
Statement of Cash Flows	8
Notes to the Statement of Cash Flows	9
Notes to the Financial Statements	10—16

The trustees present their report and the financial statements for the year ended 31 January 2026.

Objectives and Activities

Aims and Objectives

Young & Inspired advocates for children and families facing poverty or adverse childhood circumstances and provides wraparound support throughout their childhood and as they transition into independent adults. Programs Include: Conquer The Kitchen program, empowering very young mothers to cook wholesome food economically, Flying Colours Arts, Sunshine Breakfast Club, Water Sports, Holiday Club.

The main objectives of the charity is that of:

1) the promotion and advancement of the education of young people.

2) to provide or assist in the provision of facilities in the interests of social welfare for recreation or

other leisure time occupation of individuals who have need of such facilities by reason of their youth,

age, infirmity or disability, financial hardship or social circumstances with the object of improving their

conditions of life.

3) the promotion of any other exclusively charitable objects and purposes such as the trustees see fit,

provided that they are regarded as charitable by the law of England and Wales.

Significant Activities

The financial results of the Company’s activities for the period ended 31 January 2025 are fully reflected in the attached financial statements together with the notes thereon.

The trustees are satisfied with the results and activities of the company for the period and do not anticipate any significant changes in the forthcoming year.

Public Benefit

The main activities undertaken to further the charity's purposes for public benefit are detailed within the accompanying notes to the financial statements.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Achievements and Performance

Charitable Activities

The charity is dependent on income from voluntary donations and grants. Total incoming resources during the year were

£601,124 (2024: £490,820.) Expenditure amounted to £599,329 (2024: £417,416.)

Financial Review

Reserves Policy

The trustees have agreed that the charity will maintain reserves equivalent to at least 3 months of core

running costs. This level of reserves is intended to provide financial stability, ensuring that the charity can

continue its essential operations in the event of unexpected funding shortfalls or unforeseen expenses. The

reserves policy is reviewed annually to ensure it remains appropriate for the charity’s needs and

circumstances.

Future Developments

The charity plans to continue its activities subject to satisfactory incoming resources.

Structure, Governance and Management

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Young & Inspired

Trustees' Report (continued)

For The Year Ended 31 January 2026

Governing Document

The charity is controlled by its governing document, its memorandum and articles of association, as incorporated on 14th January 2011, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Trustee Selection Methods

The day to day affairs of the Charity are administered by the Board of Trustees. It is not currently the intention of the Trustees of the Charity to appoint new trustees. Should the situation change in the future, the Trustees will apply suitable recruitment and training procedures. None of the trustees has any beneficial interest in the charity.

Statement of Trustees' Responsibilities

The trustees (who are also the directors of Young & Inspired for the purposes of company law) are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statement unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing the financial statements the trustees are required to:

select suitable accounting policies and then apply them consistently;
observe the methods and principles in the Charity SORP;
make judgments and accounting estimates that are reasonable and prudent; and
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the financial position of the charitable company and to enable them to ensure that the accounts comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Small Company Rules

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The trustees' report was approved by the board of trustees and signed on its behalf by:

Mrs Kaila Chava Klein

Trustee

01/10/2026

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Young & Inspired

Independent Examiner's Report to the Trustees of Young & Inspired

For The Year Ended 31 January 2026

Independent Examiner's Report to the Trustees of Young & Inspired

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 January 2026.

Responsibilities and Basis of Report

As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiner's Statement

Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Association of Accounting Technicians, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or
the accounts do not accord with those records; or
the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or
the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Menacem Oberlander MAAT- Accounts Completed Ltd

28/10/2026

137 Church Parade,
Canvey Island
SS8 9RD

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Young & Inspired

Statement of Financial Activities (including Income and Expenditure Account)

For The Year Ended 31 January 2026

Statement of Financial Activities (including Income and Expenditure Account)

				2026	2025
		Unrestricted funds	Restricted funds	Total funds	Total funds
	Notes	£	£	£	£
INCOME AND ENDOWMENTS FROM:
Donations and legacies	4	227,187	346,287	573,474	488,664
Other trading activities	6	27,650	-	27,650	2,150
Investments		-	-	-	6

		254,837	346,287	601,124	490,820

EXPENDITURE ON:
Raising funds	8	-	-	-	(13,511 )
Charitable activities	8	(252,775 )	(346,654 )	(599,429 )	(403,905 )

		(252,775 )	(346,654 )	(599,429 )	(417,416 )

NET INCOME		2,062	(367 )	1,695	73,404


NET MOVEMENT IN FUNDS		2,062	(367 )	1,695	73,404
RECONCILIATION OF FUNDS:
Total funds brought forward		96,129	367	96,496	23,092

TOTAL FUNDS CARRIED FORWARD	19	98,191	-	98,191	96,496

The notes on pages 9 to 16 form part of these financial statements.

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Young & Inspired

Comparative Statement of Financial Activities (including Income and Expenditure Account)

For The Year Ended 31 January 2026

Comparative Statement of Financial Activities (including Income and Expenditure Account)

				2025
		Unrestricted funds	Restricted funds	Total funds
	Notes	£	£	£
INCOME AND ENDOWMENTS FROM:
Donations and legacies	4	266,738	221,926	488,664
Other trading activities	6	2,150	-	2,150
Investments		6	-	6

		268,894	221,926	490,820

EXPENDITURE ON:
Raising funds	8	(13,511 )	-	(13,511 )
Charitable activities	8	(170,561 )	(233,344 )	(403,905 )

		(184,072 )	(233,344 )	(417,416 )

NET INCOME/(EXPENDITURE)		84,822	(11,418 )	73,404


NET MOVEMENT IN FUNDS		84,822	(11,418 )	73,404
RECONCILIATION OF FUNDS:
Total funds brought forward		11,307	11,785	23,092

TOTAL FUNDS CARRIED FORWARD	19	96,129	367	96,496

The notes on pages 9 to 16 form part of these financial statements.

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Young & Inspired

Balance Sheet

As At 31 January 2026

Balance Sheet

				2026	2025
		Unrestricted funds	Restricted funds	Total funds	Total funds
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	14	94,718	-	94,718	-

		94,718	-	94,718	-
CURRENT ASSETS
Debtors	15	80,784	-	80,784	-
Cash at bank and in hand		14,610	-	14,610	97,696

		95,394	-	95,394	97,696
Creditors: Amounts Falling Due Within One Year	16	(43,296 )	-	(43,296 )	(1,200 )

NET CURRENT ASSETS (LIABILITIES)		52,098	-	52,098	96,496

TOTAL ASSETS LESS CURRENT LIABILITIES		146,816	-	146,816	96,496

Creditors: Amounts Falling Due After More Than One Year	17	(48,625 )	-	(48,625 )	-

NET ASSETS		98,191	-	98,191	96,496

FUNDS OF THE CHARITY
Restricted Funds				-	367
Unrestricted Funds				98,191	96,129

TOTAL FUNDS	19			98,191	96,496

For the year ending 31 January 2026 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mrs Kaila Chava Klein

Trustee

01/10/2026

The notes on pages 9 to 16 form part of these financial statements.

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Young & Inspired

Statement of Cash Flows

For The Year Ended 31 January 2026

Statement of Cash Flows

		2026	2025
	Notes	£	£
Cash flows from operating activities
Net cash (used in)/generated from operations	1	(6,161 )	73,698
Interest paid		(407 )	-

Net cash (used in)/generated from operating activities		(6,568 )	73,698

Cash flows from investing activities
Purchase of tangible assets		(126,290 )	-
Interest received		-	6

Net cash (used in)/generated from investing activities		(126,290 )	6

Cash flows from financing activities
Proceeds from new bank borrowings		49,772	-



(Decrease)/increase in cash and cash equivalents		(83,086 )	73,704
Cash and cash equivalents at beginning of year	2	97,696	23,992

Cash and cash equivalents at end of year	2	14,610	97,696

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Young & Inspired

Notes to the Statement of Cash Flows

For The Year Ended 31 January 2026

Notes to the Statement of Cash Flows

1. Reconciliation of income to cash (used in)/generated from operations

	2026	2025
	£	£
Net income	1,695	73,404
Adjustments for:
Interest expense	407	-
Income from investments	-	(6)
Depreciation of tangible assets	31,572	-
Movements in working capital:
Increase in trade and other debtors	(80,784 )	-
Increase in trade and other creditors	40,949	300

Net cash (used in)/generated from operations	(6,161 )	73,698

2. Cash and cash equivalents

Cash and cash equivalents, as stated in the Statement of Cash Flows, relates to the following items in the Balance Sheet:

	2026	2025
	£	£
Cash at bank and in hand	14,610	97,696

3. Analysis of changes in net funds/(debt)

	As at 1 February 2025	Cash flows	As at 31 January 2026
	£	£	£
Cash at bank and in hand	97,696	(83,086)	14,610
Debts falling due within one year	-	(1,147)	(1,147 )
Debts falling due after more than one year	-	(48,625)	(48,625)

	97,696	(132,858)	(35,162)

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Young & Inspired

Notes to the Financial Statements

For The Year Ended 31 January 2026

Notes to the Financial Statements

1. General Information

Young & Inspired is a company limited by guarantee, incorporated in England & Wales, registered number 07493381 and registered charity number 1145639 . The registered office is 26 Clapton Common, London, E5 9BA.

2. Statement of Compliance

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

3. Accounting Policies

3.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention.

The charitable company is a Public Benefit Entity as defined by FRS 102.

3.2. Fund Accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Designated funds comprise unrestricted funds that have been set aside by the trustees for a specific purpose.

Restricted funds are to be used for specific purposes as laid down by the donor.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

3.3. Incoming Resources

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation. Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

3.4. Resources Expended

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

3.5. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Plant & Machinery	40% RBM
Motor Vehicles	25% RBM
Fixtures & Fittings	15% RBM

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

...CONTINUED

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

3.5. Tangible Fixed Assets and Depreciation - continued

3.6. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3.7. Taxation

The charity is exempt from tax as all its income is charitable and applied for charitable purposes.

3.8. Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods. Judgements made by the directors in the application of these accounting policies that have significant effect on the financial statements and estimates with a significant risk of material adjustment in the next year are as follows.

4. Income from Donations and Legacies

			2026
	Unrestricted	Restricted	Total
	funds	funds	funds
	£	£	£
Donations and gifts	223,427	346,287	569,714
Gift aid	3,760	-	3,760

	227,187	346,287	573,474

			2025
	Unrestricted	Restricted	Total
	funds	funds	funds
	£	£	£
Donations and gifts	266,738	221,926	488,664
Gift aid	-	-	-

	266,738	221,926	488,664

5. Income from Charitable Activities

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

6. Income from Other Trading Activities

	2026	2025
	Unrestricted funds	Unrestricted funds
	£	£
Income from other trading activities	-	2,150
Charitable trading activity	27,650	-

	27,650	2,150

Other trading activities comprise the charity’s social enterprise initiatives, including the Friendly Food Factory. These activities aim to generate sustainable, diversified unrestricted income while directly supporting the charity’s objectives. The charity seeks to operate these initiatives on a charitable and inclusive basis, applying a tapered, income-based pricing structure to ensure accessibility, regardless of their financial circumstances.

7. Net Income/(Expenditure)

The net income is stated after charging/(crediting):

	2026	2025
	£	£
Depreciation of tangible fixed assets - owned	31,572	-

8. Analysis of Expenditure

				2026
	Activities undertaken directly	Grant funding of activities (see note 9 )	Support costs (see note 10 )	Total
	£	£	£	£
Charitable activities	488,227	26,000	85,202	599,429

				2025
	Activities undertaken directly	Grant funding of activities (see note 9 )	Support costs (see note 10 )	Total
	£	£	£	£
Raising funds	13,511	-	-	13,511
Charitable activities	349,228	1,950	52,727	403,905

	362,739	1,950	52,727	417,416

The friendly Food Factoy project is a social enterprise initiative, directly related to furtherance of the charity's objectives, whilst generating trading income to improve self sufficiency and reduce financial risk. Due to the charitable nature of the project, costs of goods sold have been allocated charitable activity expenditure.

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

9. Grants Payable

			2026
	Grants to	Grants to
	Institutions	Individuals	Total
	£	£	£
Charitable activities	26,000	-	26,000

			2025
	Grants to	Grants to
	Institutions	Individuals	Total
	£	£	£
Charitable activities	-	1,950	1,950

10. Support Costs

	2026	2025
	Charitable activities	Charitable activities
	£	£
Employee costs	37,971	30,991
General administration	13,212	20,536
Depreciation	31,572	-
Interest payable	407	-
Governance costs	2,040	1,200

	85,202	52,727

11. Independent Examiner's Remuneration

	2026	2025
	£	£
Independent examination of the financial statements	1,200	1,200

12. Staff Costs

Staff costs were as follows:

	2026	2025
	£	£
Wages and salaries	37,971	30,991

No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.

13. Average Number of Employees

Average number of employees during the year was: 6 (2025: 6)

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

14. Tangible Assets

	Motor Vehicles
	£
Cost
As at 1 February 2025	-
Additions	126,290

As at 31 January 2026	126,290

Depreciation
As at 1 February 2025	-
Provided during the period	31,572

As at 31 January 2026	31,572

Net Book Value
As at 31 January 2026	94,718

As at 1 February 2025	-

15. Debtors

	2026	2025
	£	£
Due within one year
Other debtors	80,784	-

16. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Trade creditors	11,449	-
Bank loans and overdrafts	1,147	-
Accruals and deferred income	30,700	1,200

	43,296	1,200

17. Creditors: Amounts Falling Due After More Than One Year

	2026	2025
	£	£
Bank loans	48,625	-

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

18. Loans

An analysis of the maturity of loans is given below:

	2026	2025
	£	£
Amounts falling due within one year or on demand:
Bank loans	1,147	-

	2026	2025
	£	£
Amounts falling due between one and five years:
Bank loans	48,625	-

19. Movement in Funds

	As at 1 February 2025	Income	Expenditure	As at 31 January 2026
	£	£	£	£
Unrestricted funds
General:
General unrestricted fund	96,129	254,837	(252,775 )	98,191
Restricted funds
Restricted fund	367	346,287	(346,654 )	-


Total funds	96,496	601,124	(599,429 )	98,191

	As at 1 February 2024	Income	Expenditure	As at 31 January 2025
	£	£	£	£
Unrestricted funds
General:
General unrestricted fund	11,307	268,894	(184,072 )	96,129
Restricted funds
Restricted fund	11,785	221,926	(233,344 )	367


Total funds	23,092	490,820	(417,416 )	96,496

20. Transactions with Trustees

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

	2026	2025
	£	£

21. Related Party Disclosures

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Young & Inspired

Notes to the Financial Statements (continued)

For The Year Ended 31 January 2026

22. Company limited by guarantee

The company is limited by guarantee and has no share capital.

Every member of the company undertakes to contribute to the assets of the company, in the event of a winding up, such an amount as may be required not exceeding £1.

23. Additional disclosures:

The comparative statements includes amendents of £9511 to fundraising costs, due to incorrect allocation.

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Trustees	Mrs Kaila Chava Klein
	Mrs Sara Adler
	Mr Yoel Fischer


Charity Number	1145639

Company Number	07493381

Registered Office	26 Clapton Common
	London
	E5 9BA

Independent Examiner	Menacem Oberlander MAAT- Accounts Completed Ltd
	137 Church Parade, Canvey Island SS8 9RD