REGISTERED NUMBER: 13144797 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 January 2026

for

Ashley Bennett Mortgages Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTOR:

A M Bennett

SECRETARY:

A M Bennett

REGISTERED OFFICE:

105 London Road

Benfleet

Essex

SS7 5TG

REGISTERED NUMBER:

13144797 (England and Wales)

ACCOUNTANTS:

Simpson Accountancy

Unit 6 Cherrytree Farm

Blackmore End Road

Sible Hedingham

Essex

C09 3LZ

FIXED ASSETS

Intangible assets

4

260

520

Tangible assets

5

2,117

8,397

2,377

8,917

CURRENT ASSETS

Debtors

6

3,102

-

Cash at bank

12,195

3,786

15,297

3,786

CREDITORS

Amounts falling due within one year

7

30,133

35,186

NET CURRENT LIABILITIES

(14,836

)

(31,400

)

TOTAL ASSETS LESS CURRENT LIABILITIES

(12,459

)

(22,483

)

CAPITAL AND RESERVES

Called up share capital

1

1

Retained earnings

(12,460

)

(22,484

)

SHAREHOLDERS' FUNDS

(12,459

)

(22,483

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 19 October 2026 and were signed by:

A M Bennett - Director

1.	STATUTORY INFORMATION

Ashley Bennett Mortgages Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

These accounts have been prepared on a going concern basis, based on the continued support of the company's director and creditors.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Development costs are being amortised evenly over their estimated useful life of nil years.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 1 (2025 - 1 ) .

4.	INTANGIBLE FIXED ASSETS

Other

intangible

assets

£

COST

At 1 February 2025

and 31 January 2026

1,300

AMORTISATION

At 1 February 2025

780

Charge for year

260

At 31 January 2026

1,040

NET BOOK VALUE

At 31 January 2026

260

At 31 January 2025

520

5.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 February 2025

8,706

Additions

3,114

Disposals

(8,400

)

At 31 January 2026

3,420

DEPRECIATION

At 1 February 2025

309

Charge for year

994

At 31 January 2026

1,303

NET BOOK VALUE

At 31 January 2026

2,117

At 31 January 2025

8,397

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade debtors

699

-

Other debtors

2,403

-

3,102

-

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Taxation and social security

601

-

Other creditors

29,532

35,186

30,133

35,186

8.	RELATED PARTY DISCLOSURES

In the year to 31st January 2026, £35,051was paid to LJM Financial Services Ltd as commission.

LJM Financial Services Ltd is owned and controlled by the sister of Mr A Bennett, the director of Ashley Bennett Mortgages Ltd.

Rent of £2000 was recharged to Bennett Property Invesments Ltd, a company under common control.