STEPHEN CHAM MORTGAGE AND FINANCIAL SERVICES LTD

Registered Number
09376366
(England and Wales)

Unaudited Financial Statements for the Year ended
31 January 2026

Company Information
for the year from 1 February 2025 to 31 January 2026


Director	CHAM, Stephen


Registered Address	The Old Convent Pje Accountants & Advisors
	Llanbadarn Road
	Aberystwyth
	SY23 1EY


Registered Number	09376366 (England and Wales)

STEPHEN CHAM MORTGAGE AND FINANCIAL SERVICES LTD

Balance Sheet as at
31 January 2026

	2026 £	2025 £
Assets
Fixed Assets	429	572
Current Assets	2,324	5,244
	2,753	5,816
Capital, Reserves and Liabilities
Capital and reserves	263	250
Creditors amounts falling due within one year	1,830	4,738
Accruals and deferred income	660	828
	2,753	5,816

The company is a private company limited by shares and registered in England and Wales. It was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The Director acknowledges their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
Average number of employees
The average number of persons employed by the company in the period was 0 (previous period: 0).

The financial statements were approved and authorised for issue by the Director on 26 October 2026, and are signed on its behalf by:

CHAM, Stephen
Director
Registered Company No. 09376366