DTK Mortgage and Protection Limited - Period Ending 2026-01-31

Registration number: 11153442

DTK Mortgage and Protection Limited

Unaudited Filleted Financial Statements

for the Year Ended 31 January 2026

DTK Mortgage and Protection Limited

Contents

Balance Sheet	1 to 2
Notes to the Unaudited Financial Statements	3 to 8

DTK Mortgage and Protection Limited

Registration number: 11153442

Balance Sheet as at 31 January 2026

	Note	2026 £	2025 £
Fixed assets
Tangible assets	4	451	2
Current assets
Debtors	5	-	5,131
Cash at bank and in hand		15,638	12,200
		15,638	17,331
Creditors: Amounts falling due within one year	6	(15,406)	(13,838)
Net current assets		232	3,493
Total assets less current liabilities		683	3,495
Creditors: Amounts falling due after more than one year	6	-	(2,474)
Provisions for liabilities		(113)	-
Net assets		570	1,021
Capital and reserves
Called up share capital	7	1	1
Retained earnings		569	1,020
Shareholders' funds		570	1,021

The director's statements required by sections 475 (2) and (3) are shown on the following page which forms part of this Balance Sheet.

DTK Mortgage and Protection Limited

Registration number: 11153442

Balance Sheet as at 31 January 2026 (continued)

For the financial year ending 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

•	The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
•	The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the director has not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the director on 28 October 2026

D T K Deering
Director

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026

1	General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
8 Coronation Terrace
Attleborough Road
Caston
Attleborough
Norfolk
NR17 1DL
England

The principal place of business is:
8 Coronation Terrace
Attleborough Road
Caston
Attleborough
Norfolk
NR17 1DL

2	Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The financial statements are presented in sterling which is the functional currency of the company and rounded to the nearest £.

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026 (continued)

2	Accounting policies (continued)

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Government grants

Government grants in relation to tangible fixed assets are credited to profit and loss account over the useful lives of the related assets, Government grants in relation to expenditure are credited when the expenditure is charged to profit and loss.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026 (continued)

2	Accounting policies (continued)

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class	Depreciation method and rate
Furniture, fittings and equipment	25% Straight line

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

3	Staff numbers

The average number of persons employed by the company (including the director) during the year, was 1 (2025 - 2).

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026 (continued)

4	Tangible assets

Furniture, fittings and equipment
£

Total
£

Cost or valuation

At 1 February 2025

899

899

Additions

600

600

Disposals

(500)

(500)

At 31 January 2026

999

999

Depreciation

At 1 February 2025

897

897

Charge for the year

150

150

Eliminated on disposal

(499)

(499)

At 31 January 2026

548

548

Carrying amount

At 31 January 2026

451

451

At 31 January 2025

2

2

5

Debtors

Current

2026
£

2025
£

Other debtors

-

5,131

-

5,131

The amounts owed to the company at the year-end in respect of the directors’ loans was £nil (2025 - £5,131) and is included in other debtors. The loans were interest free, and it is company policy to charge interest on all overdrawn loan accounts at HM Revenue & Customs official rate of interest if greater than £10,000.

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026 (continued)

Creditors

Creditors: amounts falling due within one year

	Note	2026 £	2025 £
Due within one year
Bank loans and overdrafts	8	2,439	5,820
Director's loan account		40	-
Taxation and social security		10,873	6,059
Other creditors		2,054	1,959
		15,406	13,838
Due after one year
Loans and borrowings	8	-	2,474

Creditors: amounts falling due after more than one year

	Note	2026 £	2025 £
Due after one year
Loans and borrowings	8	-	2,474

DTK Mortgage and Protection Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2026 (continued)

7	Share capital

Allotted, called up and fully paid shares

	2026		2025
	No.	£	No.	£
Ordinary of £1 each	1	1	1	1

8	Loans and borrowings

	2026 £	2025 £
Non-current loans and borrowings
Bank borrowings	-	2,474

2026
£

2025
£

Current loans and borrowings

Bank borrowings

2,439

5,820

	Furniture, fittings and equipment £	Total £
Cost or valuation
At 1 February 2025	899	899
Additions	600	600
Disposals	(500)	(500)
At 31 January 2026	999	999
Depreciation
At 1 February 2025	897	897
Charge for the year	150	150
Eliminated on disposal	(499)	(499)
At 31 January 2026	548	548
Carrying amount
At 31 January 2026	451	451
At 31 January 2025	2	2

	2026 £	2025 £
Current loans and borrowings
Bank borrowings	2,439	5,820