S & J Residential Renovations and Rental - Accounts to registrar (filleted)

REGISTERED NUMBER: 11416288 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2026

FOR

S & J RESIDENTIAL RENOVATIONS AND RENTAL

LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

S Cole

REGISTERED OFFICE:

The Stables

23b Lenten Street

Alton

Hampshire

GU34 1HG

REGISTERED NUMBER:

11416288 (England and Wales)

ACCOUNTANTS:

LFM

Chartered Certified Accountants

The Stables

23b Lenten Street

Alton

Hampshire

GU34 1HG

FIXED ASSETS

Investment property

4

540,000

CURRENT ASSETS

Cash at bank

229

1,219

CREDITORS

Amounts falling due within one year

5

3,133

NET CURRENT LIABILITIES

(2,904

)

(1,914

)

TOTAL ASSETS LESS CURRENT
LIABILITIES

537,096

538,086

CREDITORS

Amounts falling due after more than one year

6

(558,039

)

(550,744

)

PROVISIONS FOR LIABILITIES

(1,576

)

(1,576

)

NET LIABILITIES

(22,519

)

(14,234

)

CAPITAL AND RESERVES

Called up share capital

1

Fair value reserve

7

6,718

Retained earnings

(29,238

)

(20,953

)

SHAREHOLDERS' FUNDS

(22,519

)

(14,234

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 30 October 2026 and were signed by:

S Cole - Director

1.	STATUTORY INFORMATION

S & J Residential Renovations and Rental Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 1 (2025 - 1 ) .

4.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 February 2025

and 31 January 2026

540,000

NET BOOK VALUE

At 31 January 2026

540,000

At 31 January 2025

540,000

Fair value at 31 January 2026 is represented by:

£

Valuation in 2020

8,741

Valuation in 2021

3,342

Valuation in 2022

(6,000

)

Valuation in 2023

2,834

Valuation in 2025

(623

)

Cost

531,706

540,000

If the investment properties had not been revalued they would have been included at the following historical cost:

2026

2025

£

Cost

531,706

The investment properties were valued on an open market basis on 31 January 2026 by Mr S Cole, director .

The valuation of the properties at the year end is based on recent sales data for similar properties in the immediate area and is not carried out by an independent professionally qualified valuer.

5.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

Trade creditors

1,380

Taxation and social security

373

Other creditors

1,380

3,133

6.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR

2026

2025

£

Bank loans

383,474

358,255

Other creditors

174,565

192,489

558,039

550,744

Amounts falling due in more than five years:

Repayable otherwise than by instalments

Bank loans more 5 yrs non-inst

383,474

358,255

7.

RESERVES

Fair

value

reserve

£

At 1 February 2025

and 31 January 2026

6,718

8.	ULTIMATE CONTROLLING PARTY

The controlling party is S Cole.

9.	LEGAL CHARGES

The following legal charges existed during the period:

Belmont Green Finance Limited charge over the property at Flat 2 Balmoral Court, 27 St Johns Road, Bournemouth, BH5 1EQ. Charge no 11416288001.

Belmont Green Finance Limited charge over the property at Flat 12 Mermaid Court, Sea Road, Bournemouth, BH5 1BQ. Charge no 114162880002.

The Mortgage Works (UK) PLC charge over the property at Flat 3, 22-24 Crabton Close Road, Bournemouth, BH5 1HN. Charge no 11416288003.

The Mortgage Works (UK) PLC charge over the property at Flat 11, Burlington West Mansions, Owls Road, Bournemouth, BH5 1AD. Charge no 114162880004.

Charter Court Financial Services Limited charge over the property at Flat 2, 7 Florence Road, Bournemouth, BH5 1HH. Charge no 114162880005.

Mercantile Trust Limited charge over the property at Flat 2 Balmoral Court, 27 St Johns Road, Bournemouth, BH5 1EQ, and Flat 2, Reefside, 7 Florence Road, Bournemouth BH5 1HH. Charge no 114162880006.

Mercantile Trust Limited charge over the property at Flat 2 Balmoral Court, 27 St Johns Road, Bournemouth, BH5 1EQ. Charge no 114162880007.

Mercantile Trust Limited charge over the property at Flat 2, Reefside, 7 Florence Road, Bournemouth BH5 1HH. Charge no 114162880008.

Mercantile Trust Limited charge over the property at Flat 2, Reefside, 7 Florence Road, Bournemouth BH5 1HH. Charge no 114162880009.

Mercantile Trust Limited charge over the property at Flat 2, Reefside, 7 Florence Road, Bournemouth BH5 1HH. Charge no 114162880010.

10.	GOING CONCERN

The accounts have been prepared on a going concern basis as in the opinion of the directors, the company will become profitable in future years. The director intends to support the company for the foreseeable future.