Simple Mortgages Cambridge Ltd

	Page
Balance Sheet	1—2
Notes to the Financial Statements	3—5

Registered number: 11434922

		2026		2025
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	4		1,938		2,584

			1,938		2,584
CURRENT ASSETS
Debtors	5	5,878		16,013
Cash at bank and in hand		13,270		4,246

		19,148		20,259
Creditors: Amounts Falling Due Within One Year	6	(3,605 )		(4,170 )

NET CURRENT ASSETS (LIABILITIES)			15,543		16,089

TOTAL ASSETS LESS CURRENT LIABILITIES			17,481		18,673

NET ASSETS			17,481		18,673

CAPITAL AND RESERVES
Called up share capital	7		100		100
Profit and Loss Account			17,381		18,573

SHAREHOLDERS' FUNDS			17,481		18,673

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Simple Mortgages Cambridge Ltd

Balance Sheet (continued)

As At 30 June 2026

For the year ending 30 June 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mrs Olcay Mimoglu

Director

29/10/2026

The notes on pages 3 to 5 form part of these financial statements.

1. General Information

Simple Mortgages Cambridge Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 11434922 . The registered office is 4 Green Lane Business Park, 238 Green Lane, New Eltham, London, SE9 3TL.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Turnover

Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.

2.3. Tangible Fixed Assets and Depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant & Machinery

25% on reducing balance

2.4. Taxation

Taxation for the period comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the period end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3. Average Number of Employees

Average number of employees, including directors, during the year was: 1 (2025: 1)

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Simple Mortgages Cambridge Ltd

Notes to the Financial Statements (continued)

For The Year Ended 30 June 2026

4. Tangible Assets

	Plant & Machinery
	£
Cost
As at 1 July 2025	5,083

As at 30 June 2026	5,083

Depreciation
As at 1 July 2025	2,499
Provided during the period	646

As at 30 June 2026	3,145

Net Book Value
As at 30 June 2026	1,938

As at 1 July 2025	2,584

5. Debtors

	2026	2025
	£	£
Due within one year
Other debtors	5,878	16,013

6. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Other creditors	1,554	1,804
Taxation and social security	2,051	2,366

	3,605	4,170

7. Share Capital

	2026	2025
	£	£
Allotted, Called up and fully paid	100	100

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Simple Mortgages Cambridge Ltd

Notes to the Financial Statements (continued)

For The Year Ended 30 June 2026

8. Reserves

	Profit and Loss Account £
As at 1 July 2025	18,573
Profit for the year and total comprehensive income	(818)
Dividends paid	(4,300)
As at 30 June 2026	13,455

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