COUNSELLING FOR LIFE CIC

Company limited by guarantee

Company Registration Number:
13853844 (England and Wales)

Unaudited statutory accounts for the year ended 31 January 2026

Period of accounts

Start date: 1 February 2025

End date: 31 January 2026

COUNSELLING FOR LIFE CIC

Contents of the Financial Statements

for the Period Ended 31 January 2026

Directors report
Profit and loss
Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

COUNSELLING FOR LIFE CIC

Directors' report period ended 31 January 2026

The directors present their report with the financial statements of the company for the period ended 31 January 2026

Principal activities of the company

The principal activity of the company in the year under review was that of the provision of online and face to face one-to-one and couple, counselling or psychotherapy sessions, with a trained professional.



Directors

The directors shown below have held office during the whole of the period from
1 February 2025 to 31 January 2026

Ms A Christie
Mis R J Turner
Ms M S Denny-Browne


The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
29 October 2026

And signed on behalf of the board by:
Name: Ms A Christie
Status: Director

COUNSELLING FOR LIFE CIC

Profit And Loss Account

for the Period Ended 31 January 2026

2026 2025


£

£
Turnover: 29,552 38,299
Cost of sales: 0 0
Gross profit(or loss): 29,552 38,299
Distribution costs: 0 0
Administrative expenses: ( 37,608 ) ( 44,768 )
Other operating income: 0 0
Operating profit(or loss): (8,056) (6,469)
Interest receivable and similar income: 0 0
Interest payable and similar charges: ( 20 ) ( 35 )
Profit(or loss) before tax: (8,076) (6,504)
Tax: 1,534 1,309
Profit(or loss) for the financial year: (6,542) (5,195)

COUNSELLING FOR LIFE CIC

Balance sheet

As at 31 January 2026

Notes 2026 2025


£

£
Fixed assets
Intangible assets:   0 0
Tangible assets:   0 0
Investments:   0 0
Total fixed assets: 0 0
Current assets
Stocks:   0 0
Debtors:   0 0
Cash at bank and in hand: 1,020 2,805
Investments:   0 0
Total current assets: 1,020 2,805
Prepayments and accrued income: 0 0
Creditors: amounts falling due within one year: 3 ( 11,879 ) ( 7,122 )
Net current assets (liabilities): (10,859) (4,317)
Total assets less current liabilities: (10,859) ( 4,317)
Creditors: amounts falling due after more than one year:   0 0
Provision for liabilities: 0 0
Accruals and deferred income: 0 0
Total net assets (liabilities): (10,859) (4,317)
Members' funds
Profit and loss account: (10,859) ( 4,317)
Total members' funds: ( 10,859) (4,317)

The notes form part of these financial statements

COUNSELLING FOR LIFE CIC

Balance sheet statements

For the year ending 31 January 2026 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 29 October 2026
and signed on behalf of the board by:

Name: Ms A Christie
Status: Director

The notes form part of these financial statements

COUNSELLING FOR LIFE CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

    Turnover policy

    Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

    Other accounting policies

    2. ACCOUNTING POLICIES Basis of preparing the financial statements These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. Turnover Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Taxation Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. Current or deferred taxation assets and liabilities are not discounted. Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date. Deferred tax Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date. Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Hire purchase and leasing commitments Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

COUNSELLING FOR LIFE CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

  • 2. Employees

    2026 2025
    Average number of employees during the period 0 4

COUNSELLING FOR LIFE CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

3. Creditors: amounts falling due within one year note

2026 2025
£ £
Bank loans and overdrafts 0 0
Amounts due under finance leases and hire purchase contracts 0 0
Trade creditors 10,038 5,622
Accruals and deferred income 1,841 1,500
Other creditors 0 0
Total 11,879 7,122

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 31.1.26 AND 31.1.25 Trade creditors 12,881 6,931 Taxation and social security (2,843) (1,309) Other creditors 1,841 1,500 11,879 7,122

COMMUNITY INTEREST ANNUAL REPORT

COUNSELLING FOR LIFE CIC

Company Number: 13853844 (England and Wales)

Year Ending: 31 January 2026

Company activities and impact

Counselling for Life CIC Supporting Mental Health, Emotional Well-being and Community Resilience Counselling for Life CIC is a community-focused counselling service based in Kent and the Southeast. Our primary aim is to provide affordable, accessible and professional counselling and emotional well-being support to children, young people, adults, families and communities experiencing a wide range of mental health, emotional and social challenges. We recognise the significant impact that anxiety, depression, financial hardship, domestic violence and abuse, sexual abuse, trauma, bereavement, relationship difficulties, family breakdown and other life challenges can have on individuals and their families. We also recognise the growing need for emotional and mental health support within schools and educational settings, where children and young people may experience bullying, low self-esteem, anxiety, family difficulties, social pressures the homeless and challenges affecting their emotional development and educational engagement. Our services provide a safe, confidential and non-judgemental environment where individuals can explore their experiences, develop coping strategies, strengthen emotional resilience and work towards positive changes in their lives. Through counselling, early intervention, education, school partnerships and community engagement, we aim to reduce barriers to accessing mental health support and contribute to healthier, safer and more resilient communities. 1. Mental Health Support We provide counselling and therapeutic support to individuals experiencing a wide range of mental health and emotional challenges including anxiety, depression, stress, trauma, bereavement, domestic violence and abuse, sexual abuse, financial difficulties, family conflict and relationship breakdowns. We recognise that financial pressures, unemployment, debt, housing insecurity and the rising cost of living can contribute to emotional distress, feelings of helplessness and difficulties maintaining personal and family stability. Our services also support children and young people experiencing anxiety, low mood, bullying, self-esteem difficulties, school-related stress, family changes and emotional or behavioural challenges. Through individual counselling and age-appropriate therapeutic interventions, we aim to help people understand their emotions, develop healthier coping strategies and improve their overall psychological well-being. 2. Strengthening Relationships Healthy and supportive relationships are essential to emotional well-being and community stability. We provide counselling to individuals and families experiencing communication difficulties, relationship breakdowns, parenting challenges, family conflict and emotional disconnection. Financial hardship, unemployment, homelessness, domestic violence and abuse, sexual abuse and unresolved trauma can place additional pressures on relationships and family life. Children and young people may also experience emotional difficulties arising from parental separation, family instability, bullying, peer relationships and challenges within school environments. Our counselling services support individuals in developing greater self-awareness, improving communication, establishing healthy boundaries and strengthening positive relationships. Where domestic violence or abuse is present, we prioritise safety, emotional well-being and appropriate safeguarding rather than encouraging reconciliation or maintaining unsafe relationships. By supporting healthier relationships, we aim to strengthen family connections and promote more stable and supportive environments for children, young people and adults. 3. Community Resilience Counselling for Life CIC contributes to developing stronger and more resilient communities by supporting individuals and families experiencing emotional, psychological, financial and social challenges. Mental health issues can affect an individual's confidence, independence and ability to participate fully in community life. Children and young people facing emotional difficulties may experience challenges with friendships, school attendance, learning, behaviour and social development. Our counselling services help individuals build emotional resilience, strengthen coping strategies, improve self-esteem and develop greater confidence in managing life's challenges. Through collaboration with schools, community organisations and other support services, we aim to provide accessible interventions that promote emotional well-being and reduce social isolation. By strengthening individual and family resilience, we contribute towards healthier communities where people feel supported, connected and better equipped to manage adversity. 4. Reducing Stigma Stigma surrounding mental health, financial hardship, domestic violence and abuse, sexual abuse and emotional difficulties can prevent individuals and families from seeking the support they need. Children and young people may feel particularly vulnerable to judgement from peers, while adults may experience shame or embarrassment when discussing depression, anxiety, financial pressures, relationship difficulties or experiences of abuse. Cultural expectations, social attitudes and concerns about confidentiality can create additional barriers to accessing counselling. Counselling for Life CIC works to challenge these barriers by providing a compassionate, inclusive and non-judgemental therapeutic environment. Through community engagement, educational workshops and partnerships with schools, we aim to normalise conversations about mental health and encourage individuals to seek support without fear of discrimination. Our approach recognises the importance of respecting cultural differences, personal beliefs and individual circumstances while promoting emotional well-being across all age groups. 5. Improving Productivity Mental health difficulties and challenging life circumstances can significantly affect an individual's ability to engage in employment, education, family responsibilities and community activities. Ongoing stress may contribute to reduced concentration, motivation, confidence, attendance and overall productivity. For children and young people, emotional distress may affect educational attainment, school attendance, classroom engagement, peer relationships and personal development. Through counselling, we support adults in managing stress, rebuilding confidence, improving emotional regulation and developing strategies to navigate workplace and personal challenges. Our work with children, young people and schools aims to strengthen emotional resilience, encourage positive engagement with learning and support healthier social development. By improving emotional well-being, we aim to contribute to greater participation in employment, education, volunteering and community life. These improvements have the potential to benefit the local economy, reduce social exclusion and enhance the overall quality of life for individuals and families. 6. Education and Awareness We provide educational resources, training and workshops designed to increase understanding of mental health, emotional well-being, trauma, relationships and the impact of social and financial challenges. Our educational activities address issues including healthy relationships, safeguarding, bullying and personal boundaries. We recognise the importance of supporting children and young people through age-appropriate emotional well-being programmes that help them understand their feelings, develop confidence, manage peer relationships and recognise when additional support may be needed. Through partnerships with schools and educational settings, we aim to provide workshops, counselling and preventative interventions that support pupils, families and where appropriate school staff. Our community workshops also aim to equip adults, parents, carers and professionals with practical knowledge and skills to recognise emotional distress, respond appropriately and encourage early access to support. By increasing awareness and understanding, we aim to empower individuals and communities to take proactive steps towards maintaining positive mental health and emotional well-being. 7. Prevention and Early Intervention Early intervention plays an important role in reducing the likelihood of emotional and psychological difficulties becoming more severe or prolonged. Individuals experiencing anxiety, depression, financial hardship, domestic violence and abuse, sexual abuse, trauma or family difficulties may delay seeking help because of financial barriers, stigma, fear or limited access to appropriate services. Children and young people may also struggle to communicate emotional difficulties, particularly when experiencing bullying, family instability, academic pressures, social isolation or changes in their home environment. Counselling for Life CIC aims to reduce these barriers by providing affordable and accessible counselling and emotional well-being support at an earlier stage. Our work with schools and educational settings supports the early identification of emotional difficulties and provides opportunities for timely therapeutic intervention. We also recognise that financial hardship can prevent individuals and families from accessing essential counselling. Through funding partnerships and subsidised services, we aim to make therapeutic support available to those who may otherwise be excluded. By addressing emotional difficulties early, we aim to reduce the long-term impact of mental health challenges, support recovery and strengthen the emotional well-being of individuals and families. 8. Reducing Healthcare Costs Untreated mental health difficulties and prolonged emotional distress can contribute to increased demand for healthcare, social care, educational support and other public services and may contribute to ongoing psychological distress and additional support needs. Children and young people experiencing emotional challenges may require additional assistance from schools, healthcare professionals, children's services and specialist mental health services. By providing accessible counselling, preventative programmes and early therapeutic intervention, Counselling for Life CIC aims to complement existing healthcare and community support services. Our services support individuals in developing emotional awareness, strengthening coping strategies and accessing appropriate help before difficulties become more complex. Through partnerships with schools, community organisations and other services, we aim to contribute to a more coordinated approach to mental health and emotional well-being. Early intervention has the potential to reduce the need for more intensive support, improve individual outcomes and contribute to more effective use of public and community resources. Our Commitment to the Community Counselling for Life CIC is committed to ensuring that emotional and mental health support is accessible to children, young people, adults and families regardless of their financial circumstances or personal challenges. We recognise the issues that can have a significant and lasting impact on emotional well-being, relationships, education, employment and quality of life. Our commitment extends to supporting children and young people through counselling, school partnerships and early intervention programmes that promote emotional resilience, confidence and positive development. We also recognise the importance of working collaboratively with schools, community organisations, healthcare providers and funding partners to ensure that individuals experiencing complex or multiple challenges can access appropriate support. Our aim is to provide affordable, compassionate and inclusive counselling that supports emotional recovery, strengthens resilience, promotes healthier relationships and empowers individuals to make positive changes in their lives. Through continued investment, charitable funding, grants and community partnerships, we aim to: Expand affordable and subsidised counselling for individuals and families experiencing financial hardship. Increase access to therapeutic support for children and young people within schools and community settings. Provide specialist support for individuals affected by domestic violence and abuse, sexual abuse and trauma. Support individuals experiencing anxiety, depression, bereavement, relationship difficulties and other emotional challenges. Develop preventative mental health workshops and emotional well-being programmes for schools, families and local communities. Reduce barriers to counselling for the homeless, vulnerable and disadvantaged individuals. Strengthen partnerships with schools, community organisations and other services to improve access to early intervention. Investment in Counselling for Life CIC is an investment in the emotional well-being, safety and future of our communities. By supporting our services, funders and community partners help create opportunities for individuals and families to access counselling, overcome emotional challenges, strengthen their relationships and develop the resilience needed to lead healthier and more fulfilling lives.

Consultation with stakeholders

Counselling for Life CIC stakeholders are Manju Shahul-Hameed Foundation for Mental Health. Our stakeholders have been consulted through individual discussions, counselling reviews, feedback sessions, professional meetings and ongoing communication. These consultations provide opportunities to identify emerging needs, evaluate service effectiveness and explore areas for improvement. In response to stakeholder feedback, Counselling for Life CIC has continued to review and adapt its services to improve accessibility, affordability and responsiveness to community needs. This includes developing flexible counselling arrangements, strengthening support for individuals experiencing anxiety, depression, trauma, domestic violence and abuse, sexual abuse and financial hardship and identifying opportunities to expand emotional well-being support for children, young people and schools. Feedback also informs the development of workshops, therapeutic activities, referral pro-cesses and service delivery arrangements. The organisation remains committed to ongoing stakeholder engagement to ensure that its services continue to reflect the needs of the communities it serves and fulfil its community benefit objectives.

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
29 October 2026

And signed on behalf of the board by:
Name: Ms Angela Christie
Status: Director