James & James Financial Advisers Limited

	Page
Balance Sheet	1—2

Registered number: 07220403

	2025	2024
	£	£
Fixed assets	46,220	62,137

Current assets	187,065	207,277
Prepayments and accrued income	3,296	5,806
Creditors: Amounts Falling Due Within One Year	(100,220 )	(136,157 )

NET CURRENT ASSETS	90,141	76,926

TOTAL ASSETS LESS CURRENT LIABILITIES	136,361	139,063

Creditors: Amounts Falling Due After More Than One Year	(73,779 )	(74,183 )
Accruals and deferred income	(26,761 )	(41,046 )

NET ASSETS	35,821	23,834

CAPITAL AND RESERVES	35,821	23,834

Notes

1. General Information

James & James Financial Advisers Limited is a private company, limited by shares, incorporated in England & Wales, registered number 07220403 . The registered office is Milton House, 30 Ashwell Road, Oakham, Rutland, LE15 6QG.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 4 (2024: 4)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 January 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 31 December 2025
	£	£	£	£	£
Mr James Whearity	78,388	152,047	79,250	-	151,185

The above loan is unsecured, interest free and repayable on demand. Loan repayments totalling £100,000 have been made after the financial year end.

For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr James Whearity

Director

30/09/2026