FIRST STEP MORTGAGES LTD

FIRST STEP MORTGAGES LTD
Balance Sheet
As at 31 January 2026

	2026		2025
	£	£	£	£
Fixed assets		0		4,859
Current assets	19,430		23,491
Creditors: amount falling due within one year	(1,563)		(4,133)
Net current assets		17,867		19,358
Total assets less current liabilities		17,867		24,217
Creditors: amount falling due after more than one year		(25,367)		(29,716)
Accruals and deferred income		(700)		(1,400)
Net assets		(8,200)		(6,899)


Capital and reserves		(8,200)		(6,899)

NOTES TO THE ACCOUNTS

General Information

FIRST STEP MORTGAGES LTD is a private company, limited by shares, registered in England & Northern Ireland, registration number 12400209, registration address 23 SHROPSHIRE CLOSE, WALSALL, England, WS2 7BT.

The presentation currency is £ sterling.

1.	Accounting policies Statement of compliance These financial statements have been prepared in compliance with FRS 105 The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006.

2.	Average number of employees Average number of employees during the year was 1 (2025 : 1).

For the year ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:
The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.

The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the micro-entity provisions.

The members have agreed to the preparation of abridged accounts.

The financial statements were approved by the director on 22 October 2026 and were signed by:

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Bhavna Juneja
Director