REGISTERED NUMBER: 08858607 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 JANUARY 2026

FOR

LOACH FINANCIALS LIMITED

Page

Statement of Financial Position

1

CURRENT ASSETS

41,194

57,956

CREDITORS

Amounts falling due within one year

(21,551

)

(41,579

)

NET CURRENT ASSETS

19,643

16,377

TOTAL ASSETS LESS CURRENT LIABILITIES

19,643

16,377

CREDITORS

Amounts falling due after more than one year

(15,039

)

(11,500

)

ACCRUALS AND DEFERRED INCOME

(4,007

)

(3,282

)

NET ASSETS

597

1,595

CAPITAL AND RESERVES

597

1,595

NOTES TO THE FINANCIAL STATEMENTS

1.	STATUTORY INFORMATION

Loach Financials Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

Registered number:

08858607

Registered office:

Newport House

Newport Road

Stafford

Staffordshire

ST16 1DA

2.	AVERAGE NUMBER OF EMPLOYEES

The average number of employees during the year was 1 (2025 - 1 ) .

3.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 30 January 2026 and 30 January 2025:

2026

2025

£

£

N W Loach

Balance outstanding at start of year

39,658

32,799

Amounts advanced

143,159

147,803

Amounts repaid

(159,394

)

(140,944

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

23,423

39,658

4.	OTHER FINANCIAL COMMITMENTS

The company has total financial commitments payable within one year totalling NIL (2025: £Nil)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 January 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the director and authorised for issue on 4 November 2026 and were signed by:

N W Loach - Director