The Insolvency Guidance Group Limited

	Page
Accountants' Report	1
Balance Sheet	2—3
Notes to the Financial Statements	4—6

Report to the directors on the preparation of the unaudited statutory accounts of The Insolvency Guidance Group Limited for the year ended 28 February 2026

To assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the accounts of The Insolvency Guidance Group Limited which comprise the Profit and Loss Account, the Balance Sheet and the related notes, from the company’s accounting records and from information and explanations you have given us.

As a practising member firm of the Association of Chartered Certified Accountants, we are subject to its ethical and other professional requirements which are detailed at https://www.accaglobal.com/gb/en/member/standards/rules-and-standards/rulebook.html.

This report is made to the directors of The Insolvency Guidance Group Limited , as a body, in accordance with the terms of our engagement letter dated 15 January 2026. Our work has been undertaken solely to prepare for your approval the accounts of The Insolvency Guidance Group Limited and state those matters that we have agreed to state to the directors of The Insolvency Guidance Group Limited , as a body, in this report in accordance with the Association of Chartered Certified Accountants as detailed at https://www.accaglobal.com/gb/en/technical-activities/technical-resources-search/2009/october/factsheet-163-audit-exempt-companies.html. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than The Insolvency Guidance Group Limited and its directors as a body for our work or for this report.

It is your duty to ensure that The Insolvency Guidance Group Limited has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit or loss of The Insolvency Guidance Group Limited . You consider that The Insolvency Guidance Group Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the accounts of The Insolvency Guidance Group Limited . For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the financial statements.

4th November 2026

Ascendis Accountants, Business & Tax Advisors Ltd

Chartered Certified Accountants, Taxation and Business Advisors

First Floor, East Wing, Sandfield House

Kings Close, Water Lane

Wilmslow

Cheshire

SK9 5AR

Page 1

Page 2

The Insolvency Guidance Group Limited

Balance Sheet

As At 28 February 2026

Balance Sheet

Registered number: 11814670

		2026		2025
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	4		1,256		510

			1,256		510
CURRENT ASSETS
Debtors	5	227,478		185,583
Cash at bank and in hand		16,050		24,561

		243,528		210,144
Creditors: Amounts Falling Due Within One Year	6	(208,060 )		(198,452 )

NET CURRENT ASSETS (LIABILITIES)			35,468		11,692

TOTAL ASSETS LESS CURRENT LIABILITIES			36,724		12,202

Creditors: Amounts Falling Due After More Than One Year	7		(807 )		(9,994 )

NET ASSETS			35,917		2,208

CAPITAL AND RESERVES
Called up share capital	8		2		2
Profit and Loss Account			35,915		2,206

SHAREHOLDERS' FUNDS			35,917		2,208

Page 2

Page 3

The Insolvency Guidance Group Limited

Balance Sheet (continued)

As At 28 February 2026

For the year ending 28 February 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr Caine Stone Director	Mrs Sarah Stone Director
4th November 2026

The notes on pages 4 to 6 form part of these financial statements.

Page 3

Page 4

The Insolvency Guidance Group Limited

Notes to the Financial Statements

For The Year Ended 28 February 2026

Notes to the Financial Statements

1. General Information

The Insolvency Guidance Group Limited is a private company, limited by shares, incorporated in England & Wales, registered number 11814670 . The registered office is First Floor, East Wing, Sandfield House, Kings Close, Water Lane, Wilmslow, SK9 5AR.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Turnover

Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover is reduced for estimated customer returns, rebates and other similar allowances.

Rendering of services

Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs. Turnover is only recognised to the extent of recoverable expenses when the outcome of a contract cannot be estimated reliably.

2.3. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Fixtures & Fittings	25% Straight Line
Computer Equipment	25% Straight Line

2.4. Taxation

Income tax expense represents the sum of the tax currently payable and deferred tax.

The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.

Deferred tax is recognised on timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable timing differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available against which those deductible timing differences can be utilised. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered.

Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period. Deferred tax liabilities are presented within provisions for liabilities and deferred tax assets within debtors. The measurement of deferred tax liabilities and assets reflect the tax consequences that would follow from the manner in which the Company expects, at the end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.

Current and deferred tax are recognised in profit or loss for the year, except when they relate to items that are recognised in other comprehensive income or directly in equity, in which case current and deferred tax are recognised in other comprehensive income or directly in equity respectively.

3. Average Number of Employees

Average number of employees, including directors, during the year was: 5 (2025: 3)

Page 4

Page 5

The Insolvency Guidance Group Limited

Notes to the Financial Statements (continued)

For The Year Ended 28 February 2026

4. Tangible Assets

	Fixtures & Fittings	Computer Equipment	Total
	£	£	£
Cost
As at 1 March 2025	135	3,263	3,398
Additions	727	242	969

As at 28 February 2026	862	3,505	4,367

Depreciation
As at 1 March 2025	134	2,754	2,888
Provided during the period	35	188	223

As at 28 February 2026	169	2,942	3,111

Net Book Value
As at 28 February 2026	693	563	1,256

As at 1 March 2025	1	509	510

5. Debtors

	2026	2025
	£	£
Due within one year
Trade debtors	-	1,500
Other debtors	227,478	184,083

	227,478	185,583

6. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Trade creditors	25,685	14,652
Bank loans and overdrafts	9,187	8,319
Other creditors	52,851	57,789
Taxation and social security	120,337	117,692

	208,060	198,452

7. Creditors: Amounts Falling Due After More Than One Year

	2026	2025
	£	£
Bank loans	807	9,994

8. Share Capital

	2026	2025
	£	£
Allotted, Called up and fully paid	2	2

Page 5

Page 6

The Insolvency Guidance Group Limited

Notes to the Financial Statements (continued)

For The Year Ended 28 February 2026

9. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 March 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 28 February 2026
	£	£	£	£	£
Mr Caine Stone	44,454	225,276	224,992	-	44,738
Mrs Sarah Stone	44,454	225,276	224,992	-	44,738

The above advances are unsecured, interest is charged at 3.75% and they are repayable on demand.

10. Related Party Transactions

Peak Insolvency Ltd

A company under common control.

An amount of £21,140 (2024: £Nil) is included in other debtors in respect of the balance due from the company. This balance consists of loan payments.

Page 6