REGISTERED NUMBER: 00810630

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30TH JUNE 2026

FOR

SHARPLEY AND REGENT INSURANCE SERVICES

LIMITED

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

Report of the Accountants

8

DIRECTORS:

G P Wilson

J P Day

SECRETARY:

G P Wilson

REGISTERED OFFICE:

38 Alexandra Road

Lowestoft

Suffolk

NR32 1PW

REGISTERED NUMBER:

00810630

ACCOUNTANTS:

Edward Back & Co

Mancroft Towers

Oulton Broad

Lowestoft

Suffolk

NR32 3PS

BANKERS:

Barclays Bank Plc

Waveney Valley Branch

Leicester

Leicestershire

LE87 2BB

FIXED ASSETS

Intangible assets

4

-

-

Tangible assets

5

617

519

617

519

CURRENT ASSETS

Debtors

6

166,852

178,589

Cash at bank and in hand

206,933

175,365

373,785

353,954

CREDITORS

Amounts falling due within one year

7

239,976

229,553

NET CURRENT ASSETS

133,809

124,401

TOTAL ASSETS LESS CURRENT LIABILITIES

134,426

124,920

PROVISIONS FOR LIABILITIES

8

128

74

NET ASSETS

134,298

124,846

CAPITAL AND RESERVES

Called up share capital

9

2,004

2,004

Share premium

10

1,800

1,800

Retained earnings

10

130,494

121,042

SHAREHOLDERS' FUNDS

134,298

124,846

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30th June 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 30th June 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Comprehensive Income has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 4th November 2026 and were signed on its behalf by:

J P Day - Director

1.	STATUTORY INFORMATION

Sharpley and Regent Insurance Services Limited is a private company, limited by shares , registered in Not specified/Other. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover represents commissions earned during the year. Credit has been taken for the commissions attributable to premiums which have been paid by 30th June.

Goodwill

Goodwill acquired in 1999 has been fully written off.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

20% on cost

Computer equipment

-

33.3% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 6 (2025 - 6 ) .

4.	INTANGIBLE FIXED ASSETS

Goodwill

£

COST

At 1st July 2025

and 30th June 2026

800

AMORTISATION

At 1st July 2025

and 30th June 2026

800

NET BOOK VALUE

At 30th June 2026

-

At 30th June 2025

-

5.	TANGIBLE FIXED ASSETS

Fixtures

and

Computer

fittings

equipment

Totals

£

£

£

COST

At 1st July 2025

75,764

80,376

156,140

Additions

-

599

599

At 30th June 2026

75,764

80,975

156,739

DEPRECIATION

At 1st July 2025

75,763

79,858

155,621

Charge for year

-

501

501

At 30th June 2026

75,763

80,359

156,122

NET BOOK VALUE

At 30th June 2026

1

616

617

At 30th June 2025

1

518

519

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade debtors

160,795

172,153

Other debtors

834

-

Prepayments

5,223

6,436

166,852

178,589

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade creditors

194,929

169,813

Tax

21,717

26,262

Social security and other taxes

1,627

1,263

Other creditors

11,688

12,432

Directors' current accounts

8,686

18,278

Accrued expenses

1,329

1,505

239,976

229,553

8.	PROVISIONS FOR LIABILITIES

2026

2025

£

£

Deferred tax

Accelerated capital allowances

128

74

Deferred

tax

£

Balance at 1st July 2025

74

Accelerated capital allowances

54

Balance at 30th June 2026

128

9.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

2,000

Ordinary

£1

2,000

2,000

4

B

£1

4

4

2,004

2,004

10.

RESERVES

Retained

Share

earnings

premium

Totals

£

£

£

At 1st July 2025

121,042

1,800

122,842

Profit for the year

74,452

74,452

Dividends

(65,000

)

(65,000

)

At 30th June 2026

130,494

1,800

132,294

11.	OTHER FINANCIAL COMMITMENTS

Annual commitments under operating leases:

Land &

Other

Land &

Other

Buildings

Assets

Buildings

Assets

2026

2026

2025

2025

Operating leases

expiring between

1 - 5 years

-

2148

-

548

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Statement of Financial Position. Readers are cautioned that the Statement of Comprehensive Income and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

As described on the Statement of Financial Position you are responsible for the preparation of the financial statements for the year ended 30th June 2026 set out on pages three to eleven and you consider that the company is exempt from an audit.

In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us.

Edward Back & Co

Mancroft Towers

Oulton Broad

Lowestoft

Suffolk

NR32 3PS

5th November 2026