Mummy's Star

	Page
Trustees' Report	1—12
Independent Examiner's Report	13
Statement of Financial Activities (including Income and Expenditure Account)	14
Comparative Statement of Financial Activities (including Income and Expenditure Account)	15
Balance Sheet	16
Notes to the Financial Statements	17—22

The trustees present their report and the financial statements for the year ended 31 March 2026.

Objectives and Activities

Aims and Objectives

Mummy's Star is the only charity in the UK and Ireland dedicated to supporting mums and birthing parents diagnosed with cancer in or around pregnancy.

Running since 2013, we fulfil our charitable objectives and demonstrate public benefit by supporting women and birthing people who:

receive a cancer diagnosis during pregnancy
receive a cancer diagnosis up to twelve months after the birth of their baby
experience a baby loss around their diagnosis

Significant Activities

Chair’s Summary

It is a privilege to write to you for the first time as Chair of Mummy’s Star, and an honour to reflect on another year of

growth and of continuing positive impact for the families at the heart of everything we do.I am grateful to be able to

continue the wonderful work of this Board, and it has been a real joy to welcome our newest Trustees, Anna Priest and

Tatyana Park, who joined us in October 2025. Along with the other members of the Board they bring a wealth of experience and further strengthen the skills that sit around our Board table.

This year, Mummy’s Star supported 475 mums with a cancer diagnosis in or around pregnancy, while continuing to extend our reach to healthcare professionals through education and training. More than 3,700 professionals took part in our sessions, equipping them to better recognise and respond to cancer in pregnancy. Behind every one of these numbers is a family facing the unimaginable, and a team working tirelessly to make sure no family faces this journey alone.

We also took our first steps into policy campaigning this year with the launch of ‘Save Our Bond’. This is a new element of

work for Mummy’s Star, asking the UK Government to change legislation so that mums diagnosed with cancer can pause or defer their maternity leave. This campaign was born from listening to our mums, and we will keep listening, responding and championing this change through 2026-27.

It was a very proud and special moment this year when our founder and CEO, Pete Wallroth, received an honorary MBE.

Those of us lucky enough to work alongside Pete see every day the passion he brings to leading Mummy’s Star and caring for the families who reach out to us. This award is richly deserved recognition of his commitment and compassion, and we could not be prouder.

At the end of the financial year, we launched our Listening Survey, inviting our whole community, both those we support and those who support us, to help shape how Mummy’s Star grows. Thank you to everyone who has shared their thoughts so far; we will be reflecting carefully on what you have told us in 2026-27.

None of this would be possible without our strong and united team of staff, volunteers and supporters, or without a deeply committed Board. To all our donors, fundraisers and supporters: your generosity powers everything we do, and your kindness makes a life-changing difference to families when they need it most. Thank you for being part of the Mummy’s Star community.

Signature:

Barbara-Anne Nelson, Chair

Date:

Why we’re needed

Cancer affects around 1 in 1000 pregnancies. Every day in the UK, two women or birthing people are diagnosed with cancer in or around pregnancy.

Everyone hopes that pregnancy will be a time of joy and excitement, when families can look forward to welcoming a new

life into the world. Instead, hundreds of pregnant people each year hear the devastating words: “you’ve got cancer.”

...CONTINUED

Page 1

Page 2

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Significant Activities - continued

On top of the usual challenges of being pregnant, there are now so many extra concerns for families to grapple with. Mums tell us they are filled with anxiety, grieving the motherhood they always hoped for and having to make difficult choices about treatment, birth and their baby. Parents often feel very lonely, as they have not met anyone who understands what they are going through.

1 in 1000 pregnancies are affected by cancer, but it is still not a compulsory part of NHS training or university courses.

Patients often present to healthcare professionals on multiple occasions with their symptoms before they are referred for

further testing and an accurate cancer diagnosis is made. As cancer in pregnancy is quite rare, many health professionals

haven’t come across it before or services aren’t designed to help families in this unique situation, all of which adds to the

confusion and loneliness they feel when they get diagnosed.

At Mummy’s Star, we want as many healthcare professionals as possible to be aware of the potential for cancer symptoms

to be masked by expected physical changes in and around pregnancy, and to know how to best respond and support their patients if they do find something concerning

History of Mummy’s Star

Mummy’s Star was founded in memory of Mair Wallroth. Mair was a much-loved mummy, wife, daughter, sister, and friend. She was diagnosed with breast cancer at 22 weeks pregnant with her second child and sadly died aged 41, just two months after his birth.

Mummy’s Star was founded in 2013 by her husband Pete, and friend Nicolette Peel MBE, to ensure families going through a similar experience could access all the support and information they needed in one place and have help to navigate this

traumatic and complex situation.

Our purpose & public benefit

Mummy's Star is the only charity in the UK and Ireland dedicated to supporting mums and birthing parents diagnosed with cancer in or around pregnancy.

Running since 2013, we fulfil our charitable objectives and demonstrate public benefit by supporting women and birthing

people who:

receive a cancer diagnosis during pregnancy

receive a cancer diagnosis up to twelve months after the birth of their baby

experience a baby loss around their diagnosis

Mummy’s Star is here to support them from the moment they are diagnosed, through their pregnancy, birth, loss and

beyond.

Vision: For no mum or birthing person to feel alone following a cancer diagnosis, in or around pregnancy, and to ensure

they can make informed choices about their cancer treatment and pregnancy care.

Mission: We ensure mums and birthing parents, diagnosed with cancer in or around pregnancy, receive personalised and

compassionate support that decreases loneliness and anxiety, while still acknowledging and celebrating their parenthood.

We also increase awareness of cancer and pregnancy amongst healthcare professionals to improve diagnosis, treatment

and care of pregnant or recently pregnant people diagnosed with cancer.

Public Benefit

How we help

For mums and birthing parents, Mummy’s Star delivers:

• One-to-one support for every mum/birthing parent, delivered by a designated Information and Support Worker to ensure consistency and a personalised service.

• Access to a secure online forum where they feel safe to ask questions, share their anxieties and access ‘peer to peer’ support from one another.

• Bespoke advice and information about cancer in and around pregnancy, including links to local services and signposting to other organisations.

• Supporting families to make informed choices about their pregnancy care, their cancer treatment and providing information and guidance about returning to work.

• Small Grants Programme to help families manage unexpected costs that arise after a cancer diagnosis. There is a robust application process in place, which is simple to complete, and funds are issued quickly to minimise stress and maximise benefit. Every grant is reviewed and authorised by the Trustees.

...CONTINUED

Page 2

Page 3

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Public Benefit - continued

• Pre-bereavement, End-of-Life support and memory-making resources for mums facing a terminal diagnosis. We continue to offer bereavement support to partners and wider family members after their loved one dies.

For the wider public and health professionals, Mummy’s Star delivers:

Cancer and Pregnancy Education and Training Programme for healthcare professionals, to expand on and complement current training and curriculum provision. We have been delivering our Training and Education programme since 2015. It is a bespoke course, tailored to each cohort, and the session covers:

• how pregnancy, breastfeeding and post-natal body changes can mask potential signs of cancer (symptom masking)

• what healthcare professionals should look for and discuss with their patients if concerns present

• how best to escalate any concerns they may have about a patient using referral pathways and urgent clinics

Annual awareness and policy campaigning

Cancer and Pregnancy Awareness Week- this is aimed at the public and aims to take relevant messages to the general population through online material shared through social media and our website. Each year the campaign covers a different theme or topic based on our learning and feedback throughout the year. This year, our awareness activity has supported the focus of our Save Our Bond campaign, helping to raise awareness of the issues faced by mums with cancer during maternity leave.

Healthcare Professionals Awareness Week - this campaign focuses on people working in healthcare settings, who may be part of the journey of a family affected by cancer in pregnancy, such as GPs, midwives, gynaecologists, oncologists, hospice staff and many more.

We share our campaign content online, as well as proactively networking with key health professionals, supporters of Mummy’s Star and partner organisations, networks and charities, who help us to promote the content to their audiences.

Policy and campaigning work

We have introduced policy campaigning as a new area of our work, driven by the experiences and voices of the mums we support. Our first campaign, Save Our Bond, calls for a change in legislation to allow mums diagnosed with cancer to pause or defer their maternity leave.

Our campaigning work enables us to use the experiences of families affected by cancer in pregnancy to highlight where changes to policy and legislation are needed, raise awareness of these issues and advocate for improvements. This work complements our wider awareness activity and helps ensure that the experiences of the families we support inform conversations about the changes needed to improve their experiences and outcomes.

The ultimate goal of these areas of work is that more pregnant or new mums/birthing parents with cancer:

Get diagnosed and start treatment more quickly, hopefully saving lives. Finding cancer early doesn’t make the diagnosis any less traumatic or prevent the cruel interruption of the maternity experience for the person involved, but it does provide a far wider scope of treatment and surgical options for them and the medical team supporting them.

Receive more timely and effective support in all areas of their journey

Story sharing, media engagement and conference presentations

We seek to amplify the voices and experiences of families affected by cancer in and around pregnancy, not only to raise awareness but also to advocate for the specific needs of people navigating this complex crossover. Each year is different, and may include sharing mums’ stories on our website and social media, appearing on podcasts, responding to media interviews or engaging in national campaigns relevant to our cause.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Page 3

Page 4

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Partnerships

Partnerships and Networks

Collaboration continues to be an important part of how Mummy’s Star works. By working together with others, we can achieve more for the mums and families we support and help our awareness-raising messages reach people and places that we could not reach on our own.

For mums going through cancer treatment, finding the time and energy to look into the support they may be entitled to can be difficult. With so much focus on treatment and making the most of precious time with their families, researching what help is available can feel like another thing to manage. This is where our support for families plays an important role. We identify the services and support that are right for each family’s individual circumstances and help them to access what they need.

Collaboration is a two-way relationship, and we are also regularly contacted by other charities who refer mums to us when they feel our support could make a difference.

Collaboration was also a key part of our Healthcare Professionals Awareness Week 2025. ‘Share The Care’ was a collaborative campaign with experts from other charities, advocating for end-of-life care that responds to the nuanced experiences of families where cancer is diagnosed in or around pregnancy. Throughout the week we worked with a number of organisations we know well, encouraging charities and healthcare professionals to expand the ‘care bubble’ around families. The campaign culminated in a shared resource for healthcare professionals, reassuring those caring for families that there are organisations and resources out there to support them.

Mummy’s Star continues to be an active member of:

• Cancer52, a collective of charities focused on rare cancers

• MBRRACE-UK (Mothers and Babies: Reducing Risk through Audits and Confidential Enquiries across the UK), the collaboration responsible for running the national Maternal, Newborn and Infant clinical Outcome Review. Our founder Pete Wallroth continues to be part of MBRRACE’s lay report writing group for its annual report into maternal mortality.

Research

Our research work continues through our membership of the International Network for Cancer in Fertility and Pregnancy (INCIP), the central body for medical research in this field. We also remain a partner in a study with The National Oncology Trainees Collaborative for Healthcare Research (NOTCH), which is mapping incidence rates of cancer and pregnancy in the UK for the first time.

In 2025-26, Mummy’s Star began developing the Cancer and Pregnancy Research Partnership, with the aim of facilitating collaboration and knowledge sharing among researchers working across cancer and pregnancy. The group is now being coordinated by Mummy’s Star, with its first meetings scheduled for 2026-27. By strengthening knowledge sharing we hope the Partnership will help progress the whole field of research in this area.

Setting an international example

Alongside our involvement with INCIP, we are working with a number of global charities to learn about and share best practice. These are patient-led organisations in the Netherlands, Australia and the USA. Working together in this way is highlighting Mummy’s Star as a global example of what is achievable in this area, and has seen us contribute to international writing through the European Society of Gynaecological Oncology (ESGO), sharing our experience and bringing learning and good practice back to the UK.

Advisors to Mummy’s Star

Throughout the year, our advisors generously share their professional expertise with the Board and the Mummy’s Star team. Their knowledge and guidance are a much-valued source of support and make an invaluable contribution to the successful running of the charity. We are enormously grateful to the following people for supporting Mummy’s Star this year:

Dr Richard Simcock - Oncology
Dr Jenny Rattray - General Practice
Dr Surabhi Nanda - Fetal Medicine

Achievements and Performance

Page 4

Page 5

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Main Achievements

Achievements & performance: Family Support Service

During 2025-26, 537 mums engaged with Mummy’s Star, up from 517 the year before. Some were receiving active support, while others were raising awareness of cancer and pregnancy or working with Mummy’s Star to fundraise and help support future mums. Of these 537 mums, we provided personalised practical, emotional and financial support to 475 who received a cancer diagnosis in or around their pregnancy, a 7% increase on the 444 mums we supported in 2024-25. Over 40% (194) of these mums were new to our service this year, and we also supported partners, spouses or family members of our Star Mums. We saw a 13% increase in new people coming to our service compared to 2024/25.

We delivered:

3,340 practical and emotional support communications, an average of more than 64 contacts every week and up from 3,301 in 2024/25.

190 care packages, filled with pampering treats and helpful items, sent to give mums a boost during hospital treatment or recovery at home. This is a 50% increase on the 127 packages sent in 2024/25.

137 small financial grants for families in need, up 27% from 108 in 2024/25. These grants help with the additional costs that cancer brings, such as transport and parking for hospital appointments, childcare, or equipment to help mums care more easily for their babies after treatment or surgery. With living costs remaining high, these grants have made a real difference to struggling families.

Feedback from families

Twice during the year we invited mums to share their feedback on the difference our emotional support has made. We were so pleased with what they told us:

100% of mums who responded agreed or strongly agreed that they could access emotional support from their Support Worker whenever they needed it

100% of mums surveyed agreed or strongly agreed that they felt less isolated after accessing emotional support from Mummy’s Star

100% of mums agreed or strongly agreed that our emotional support helps them manage the emotional challenges of their cancer diagnosis

Hearing how mums describe the impact of our support means the world to us:

‘Just thank you for your ongoing support. Its made navigating such a surreal and difficult journey a little bit lighter. The

support ive received has been invaluable.'

‘I'm beyond grateful for the listening ear my support worker has given me. Post treatment I've felt quite lost and she's

always been reassuring and gentle. In the back of my mind I know if things get really bad I can drop her an email and she'll

respond with great kindness. We didn't accept financial support but she offered it and was really proactive during my early

treatment stages.’

‘Without Mummy’s Star the whole thing would have been much more difficult. The forum offered (and continues to), an

invaluable opportunity to connect with others that truly understand what you’re experiencing, physically, mentally and

emotionally.’

‘Thank you will NEVER be enough’

Ask the Expert and our new podcast

We ran two Ask the Expert sessions this year: ‘Health Anxiety’ with Dr Lesley Harrison and ‘Bottle Feeding’ with Cathy Sage, and a further session on cancer and exercise is in the planning stages for 2026/27. We deliberately reduced activity in this area as we move towards a podcast format, though we will continue to use Ask the Expert sessions for topics where a more visual presentation works best.

Work has begun on developing our new Cancer in Pregnancy podcast, in direct response to feedback from our mums that

this format would be helpful. We have already developed a catalogue of recordings with expert guests, including healthcare professionals and people with lived experience. We expect the podcast’s audience to include both families and healthcare professionals, and we plan to release it in series, with the first series launching in 2026-27.

Support around baby loss

In 2025/26, we developed a whole new section of the Mummy’s Star website to sensitively offer support to families who

sadly experience baby loss around a cancer diagnosis. The section was developed in collaboration with families with lived

...CONTINUED

Page 5

Page 6

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Main Achievements - continued

experience, and is accompanied by a new area of the Support Library, including blogs on termination for medical reasons

(TFMR), support for mums experiencing baby loss alongside a secondary diagnosis, and support for partners and families

when mum experiences baby loss.

Small Grants Programme

Listening to the families we support, and recognising the growing costs associated with a cancer diagnosis during pregnancy in today’s economic climate, the Board agreed this year to increase our non-means-tested grant from £250 to £350.

Mummy’s Star Coaching Programme

Here at Mummy’s Star, we also run a short, structured coaching programme. This is to support mums affected by cancer

who may be coming towards the end of their treatment and would like some support in considering what comes next, or in taking those next steps in life following their diagnosis and treatment. Our coaching service expanded this year, with more mums supported as awareness of the service has grown. Most mums receive an average of 6 sessions, and the number of sessions completed rose from 20 in 2024-25 to 36 in 2025-26, an increase of 80%. Demand grew to the point that a short waiting list had to be introduced in February 2026. The feedback from mums has been lovely to receive:

'Fiona held space for every emotion I had in sessions and gave me a better understanding of myself. I left the coaching

feeling a better sense of direction with my life.'

'Fiona was really good at showing me a different perspective and giving me tools to manage difficult situations that occurred during my treatment.'

Working with other organisations

We continued to develop relationships with other organisations who can offer support to our families:

Chester Milk Bank, whose new CHERISH project sees us working together to help families experiencing cancer around pregnancy in the north of England and North Wales to access free donor breastmilk

Chemo & Co., who create journals to help cancer patients throughout their cancer experience and beyond
Clear Voice, a translation service we can now access to help us communicate with mums where English is not their preferred language, widening our ability to offer support to these families

Looking forward

Some things we have learnt this year and are looking to improve and develop in the coming year include:

Internally, we continue to reflect on our practices as we reach more families, making sure we maintain the quality and consistency of our service as it grows. We are currently undertaking an organisation-wide review of our service, in collaboration with our Support Workers, reflecting on the processes and systems that underpin our support.

We recently launched our Listening Survey, inviting our whole community to tell us what Mummy’s Star does well and what areas we could develop in the future. We are grateful to every family who takes part, and we look forward to reflecting on this feedback in 2026-27.

Developing the support section of the Mummy’s Star website, including reviewing current content and updating it where needed.

Building up an internal database of resources for Support Workers to use when signposting families, covering the wide variety of topics relevant to those experiencing cancer in pregnancy and reflecting our strong belief in working in collaboration with other organisations.

Continuing to look at ways to develop the support we offer to mums who have completed their active treatment and are adjusting to life beyond cancer.

Achievements and performance: Training and Education Programme

It has been another fantastic year for our Training and Education Programme. Engagement from the universities we already work with has remained excellent, and we have been delighted to add new sites too. In 2025-26 we delivered training at 34 of the 55 universities offering midwifery courses in the UK, continuing our relationships with 30 universities and welcoming 4 more to the programme this year.

'I found this session informative and inspiring. It has given me the confidence to talk about cancer in pregnancy whilst

keeping women and their families at the heart of their care. It has helped reaffirm our role in advocating for the women in

our care and inspired me to do more research into cancer in pregnancy and signpost to Mummy’s Star when I am in a

situation where this is appropriate.' (Student feedback, 2025-26)

Across the financial year we delivered sessions to 3,728 attendees (3,052 in 2024-25), spanning 34 different universities

...CONTINUED

Page 6

Page 7

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Main Achievements - continued

and 11 hospitals, health trusts or medical network groups, and we presented at 2 conferences. We have also begun building relationships with 6 of the 17 Maternal Medicine Networks, and we look forward to deepening and expanding these connections in 2026-27.

We collect feedback after every training session to understand its impact. Time and again, students tell us how eye-opening it has been to see their own roles highlighted as a key part of care planning for families, and how the sessions have boosted their confidence going into practice, knowing that Mummy’s Star provides support and resources for healthcare professionals as well as for the families affected.

The feedback from this year’s sessions was wonderful to read:

100% of survey respondents strongly agreed that they had learned something new, up 8% on last year

97% said they now felt more confident talking about the subject of cancer and pregnancy, up 2% on last year

96% said they would now feel confident accessing support for a patient experiencing cancer in and around pregnancy

94% rated their session as excellent, with the remaining 6% rating it good

100% of survey respondents said they would recommend the session

'Incredibly valuable session, would definitely recommend to other student/registered midwives.'

'Very educational and eye opening to women’s and their families’ experiences of cancer in and around pregnancy.'

'An incredible presentation, informative from the moment it started, addressing a lot of different ways a cancer diagnosis

can shape pregnancy. The difficulties faced, but also the beauty that can shine through, by highlighting how as midwives we can make a change for families experiencing such a challenging time. A very worthwhile presentation, greatly appreciated.'

In 2025-26 we continued to expand our audience beyond midwifery. We attended the NHS Expo in June 2025, which gave

us the opportunity to build relationships with healthcare professionals across multiple disciplines and from across the

country, helping to raise awareness of cancer in pregnancy more widely. This led to training material being shared across

GP practices in the UK, and to further training sessions and relationships being developed.

We also attended the British Maternal & Fetal Medicine Society conference, which has helped us to expand our reach further into the fetal medicine space, with these relationships carrying into 2026-27.

Experience has taught us that personal contacts and trusted relationships are the most reliable routes to new audiences for the programme’s messages. We will keep promoting and talking about our training sessions and awareness campaigns on our website, on social media and in our conversations with stakeholders and partner.

Achievements and performance: Awareness raising

In May 2025, we hosted our second Healthcare Professionals Awareness Week, inspired by findings in the 2024 MBRRACE

report. ‘Share The Care’ was a collaborative campaign with experts from other charities, advocating for end-of-life care that responds to the nuanced experiences of families where cancer is diagnosed in or around pregnancy.

The campaign consisted of short reels, a dedicated webpage, full-length video interviews, and a comprehensive

downloadable resource compiling all the important content from the week.

We received great feedback from healthcare professionals, including: ‘Amazing work being done by to support an impossible juggle’

The campaign also received significant engagement across our social channels: Instagram saw a 200% increase in reach

and LinkedIn a 140% increase in engagement compared to 2024’s campaign. Most importantly, we strengthened our

relationships with important partner charities, reached more professionals with our messaging, and positioned Mummy’s

Star as the ‘hub’ from which both patients and professionals can reach an extensive web of supportive, situation-specific

organisations.

Policy Campaigning: Save Our Bond

We have long heard from our mums that their maternity leave is swallowed up by treatment, and many have told their

Support Worker that losing this precious time with their baby has had a big impact on their physical and mental wellbeing, and on their ability to return to work. In Ireland, campaigning that began in 2022 led to legislation being made law in 2024, allowing mums diagnosed with cancer to defer their maternity leave. Their success gave us real encouragement that similar change was possible in the UK and Northern Ireland.

At the same time, a number of mums who had recently been through the difficult transition back to work reached out to us, wanting to help make change happen. We took that desire, drew inspiration from the Irish campaign, and decided to take our first steps into policy campaigning.

...CONTINUED

Page 7

Page 8

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Main Achievements - continued

Attending Media Trust’s Women’s Voices event in 24/25 helped us build the foundations of what a policy campaign could

look like. It led to an anonymous feedback survey for mums about their experiences of maternity leave, which received

almost 50 responses. The overwhelming shared experiences of loss, grief and struggle that mums described empowered us to begin working on the campaign in earnest.

Our Comms team spent the remainder of the year researching and planning Mummy’s Star’s first ever policy campaign.

‘Save Our Bond’ asks the UK Government to change legislation to allow mums with cancer to pause or defer their maternity leave.

In March 2026, in line with Mother’s Day, we launched the campaign at our Parliamentary drop-in session. The launch was a huge success, with many MPs attending and showing their support for the campaign. Engagement on our social media posts was incredibly high: in the first week we reached over 250,000 views and saw a more than 240% increase in engagement compared to previous campaigns. We are grateful to the families, both who we supported and those who were new to us who shared their own experiences during the launch of the campaign.

We are so grateful to the public for all of their support in raising awareness of Save Our Bond. Our template email inviting

MPs to the drop-in was downloaded over 172 times in the first week, and we welcomed 15-20 MPs and staffers during the hour-long session. We are grateful for the interest the campaign continues to generate as we carry this work forward into 2026-27.

Social media and website

Social media engagement and reach have continued to grow steadily as we commit further to our platform personas. A

quarterly review process has allowed the Comms team to identify our best-performing types of content and posting times, streamlining what we share to be more effective and more efficient to create.Our website continues to be the key route for referrals, and work continues to improve navigational clarity and brand cohesion across the site, which we look forward to carrying into 2026-27.

Collaborations

Collaboration has played a huge part in our communications work in 2025-26. Our Healthcare Professionals Awareness

Week campaign was built around collaboration with other expert organisations: The Chris Aked Foundation, the Ruth

Strauss Foundation, the North West Maternal Medicine Network, Fruitfly Collective, St Cuthbert’s Hospice and Marie Curie.

Planning for Save Our Bond was assisted greatly by volunteers from Media Trust’s Women’s Voices programme and by other organisations across the charity sector.Collaborating with our beneficiaries gave our campaign launch depth and emotional impact, and we also received pro bono support from Fireflies Management, a PR firm who assisted with media coverage for the campaign.

Mums’ stories

The case studies we gathered in 2025-26 focused on the maternity leave experience and our Save Our Bond campaign.

Almost 50 Mummy’s Star mums responded to our anonymous feedback form, providing a rich resource for shaping the

campaign’s messaging, language and insights. We are grateful to every mum who shared her story with us; many of these

stories were picked up by the media during the launch of the campaign.

Media engagement

It has been a great year for Mummy’s Star in the media. The Save Our Bond launch received 10 separate pieces of

coverage, including digital and television interviews, radio, and a national news article, and we have multiple follow-up

opportunities in place for 2026-27. We also saw an excellent local and online response to the announcement that our

founder Pete Wallroth had been awarded an honorary MBE.

Financial Review

Financial Position

Expenditure summary 2025/2026

Funds continue to be spent in line with the charity’s objectives and are used effectively to provide the different elements of support offered to families. The main increase in expenditure during the year was in our support grants, with grant

payments almost doubling compared with 2024/2025. In recognition of the increasing financial pressures faced by families affected by cancer, particularly the additional costs associated with treatment and its wider impact on household finances, the Board agreed to increase the grant available to families from £250 to £350. This decision reflects our commitment to ensuring that the support we provide remains meaningful and responsive to the needs of the families we support, particularly in the current economic climate.

Across our other areas of expenditure, costs have remained broadly consistent with 2024/2025, with only minimal

increases. This reflects careful consideration of expenditure and regular review by the Board to ensure that our resources

continue to be used effectively and responsibly. As with many organisations, we continue to feel the impact of rising costs

...CONTINUED

Page 8

Page 9

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Financial Position - continued

and remain mindful of the wider economic climate. We will therefore continue to monitor expenditure closely and review our financial position regularly, ensuring that we can respond to changing needs while maintaining the long-term sustainability of the charity.

Income summary 2025/2026

In 2025/2026, Mummy’s Star was fortunate to receive income from grant-giving trusts, individuals, corporates and

community groups, as well as through training delivery and charity-led fundraising activities. The charity continues to focus on generating income from a diverse range of sources, to support sustainability and ensure it is not reliant on any one source of income.

Note: Income in pie chart totals £275,761. and excludes 1) Investment income of £918; 2) restricted grants for mums

(from other charities) of £2000; and 3) timing differences between the recognition of revenue by reason in our reporting

platform versus revenue recognition for the accounts of £7. Charitable Trusts and Corporate Donations includes £135,900 of grants (see note 3 in the accounts below).

Trading

The charity trades Mummy's Star branded items such as t-shirts, running vests, hooded tops for adults and children as well as pin badges and wristbands. These items are sold via the shop on our website and some merchandise is given to

fundraisers free of charge to increase brand awareness as they fundraise.

Reserves Policy

Our current reserves policy is to hold 6 months' running costs. This is to ensure that, if the charity had to wind down,

women and birthing parents already in contact would be able to access support as they go through treatment, which

typically lasts 4-6 months. This is reviewed regularly by Trustees. At 31 March 2026, the charity held £183,719 in

unrestricted funds, out of total funds of £205,856.

Funds Materially in Deficit

Going Concern

Thank you

We are very privileged to benefit from the fundraising activities of many hundreds of people across the UK and Ireland,

some of whom have been supported themselves by Mummy’s Star, some fundraising in memory of loved ones, or others

simply passionate about making a difference in the lives of families affected by cancer in and around pregnancy. To each

and every person who has donated, supported, or started a conversation about Mummy’s Star with others, thank you.

We are also grateful to the trusts and grant-making organisations who have backed our work this year, including the

National Lottery, Postcode Community Trust and the Garfield Weston Foundation, along with many others. Their support

allows us to plan ahead and be there for families when a diagnosis comes. Thank you.

Looking forward to 2026/2027

Over the past year, the fundraising landscape across the charity sector has continued to change, with grants becoming

increasingly difficult to secure and the wider economic environment creating additional pressures for individuals and

organisations. We recognise the importance of careful financial planning in responding to these challenges.

As anticipated in our previous report, a number of our multi-year grants came to an end during 2025/2026. Through careful planning, we were prepared for this change and were able to make use of healthy unrestricted income carried forward from 2024/2025.

Looking ahead to 2026/2027, we have a further £183,719 of unrestricted funds available to support our plans as well as a

number of grants already secured for this period. We will continue to focus on renewing our existing funding relationships, developing new partnerships and further diversifying our income streams, strengthening the charity’s resilience for the years ahead.

Our Trustees continue to review the charity’s financial position regularly, carefully considering risks and opportunities and

ensuring that resources are managed responsibly. We remain confident in our financial position and our ability to navigate the changing funding landscape. We are grateful to all those who continue to support our work, particularly at a time when the financial environment remains challenging, and to our Board for their thoughtful and careful stewardship of the charity’s finances.

This careful approach gives us confidence that we can continue to plan sustainably and, most importantly, ensure that

mums and birthing parents can access the support they need.

Page 9

Page 10

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Structure, Governance and Management

Governing Document

Mummy’s Star is a company limited by guarantee and it is also a Charity registered with the Charity Commission of England

and Wales, as well as being registered in Scotland (SC046449) and Ireland (20106812). It is governed by its Articles of

Association which were updated in February 2020. There are currently 7 members of the company, each of whom agrees to

contribute up to £10 in the event of the charity winding up.

Trustee Selection Methods

Where vacancies arise on the Board of Trustees or an expansion of the Board is required, new trustees are recruited

through a mix of public advertising and direct approach by existing trustees.

During the recruitment process, potential trustees are made aware of the role requirements including the time and skills

required, and the nature of what being a trustee means in full and in line with guidance provided by both the Charities

Commission and NCVO. The officer roles of the Board are elected at the AGM for a 3-year term in office.

Additional information

Accommodation

The charity presently has no accommodation assets.

New equipment and consumables

New equipment and consumables to enable the charity to carry out its work will be

purchased as necessary, but Mummy’s Star will always seek to attain value for money.

Risk management

The Charity maintains a strong risk monitoring culture, with risk considered as part of its ongoing governance and decisionmaking processes. A risk register is developed and maintained by the Board of Trustees and is reviewed regularly to ensure that it remains up to date with any changing internal or external risks to the Charity and its successful operation. The risk register is considered at every governance meeting and Board meeting, ensuring that emerging risks are identified, discussed and appropriately managed on an ongoing basis. The Board ensures that the Charity has established appropriate policies, systems and procedures to mitigate the risks identified through its reviews.

Safeguarding

Safeguarding is essential to the safe and effective running of Mummy’s Star. The safeguarding policy is reviewed annually

by the Board of Trustees. Ongoing training is regularly undertaken by all team members and trustees in a variety of

subjects, including safeguarding training for vulnerable people and suicide prevention training.

All staff and trustees are appointed following a pre-agreed recruitment process, which

includes proving they have the skills and experience to successfully work with

vulnerable people.

Reference and Administrative Details

Trustees

Mr Peter Wallroth

Ms Barbara Nelson

Ms Alice Pemberton-Barlow (resigned 26/09/2025)

Ms Lyvia Crampton

Ms Karen Edwards (resigned 16/07/2025)

Ms Kathryn Nattress (resigned 11/04/2025)

Ms Felicity Bennett

Ms Tina South

Mr Thomas Groom - Treasurer

Ms Anna Priest (appointed 14/10/2025)

Ms Tatyana Park (appointed 14/10/2025)

Page 10

Page 11

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Other Personnel

info@mummysstar.org - Email address

07939 154217 (Peter Wallroth) - Telephone number

www.mummysstar.org - Website

EW03536 - HMRC charities reference number

Natwest PLC - Bankers

SC046449 - Charity number in Scotland

20106812 - Charity number in Ireland

Charity Number

1152808

Company Number

08548961

Principal Address

PO Box 428

Hadfield

Glossop

SK14 9EA

Independent Examiner

Rachel Eden FCMA

Thames Tower
Station Road
Reading
RG1 1LX

Page 11

Page 12

Mummy's Star

Trustees' Report (continued)

For The Year Ended 31 March 2026

Statement of Trustees' Responsibilities

Trustee responsibilities statement

The trustees (who are also the directors of the company for the purposes of company law) are responsible for preparing a

trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

Company law requires the trustees to prepare financial statements for each financial year. Under that law, the trustees have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (Financial Reporting Standard102 and applicable law). Under company law, the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the Charity for that period.

In preparing these financial statements, the trustees are required to:

• select suitable accounting policies and then apply them consistently;

• make judgements and estimates that are reasonable and prudent;

• observe the methods and principles in the Charities SORP;

• state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and

explained in the financial statements;

• prepare the financial statements on a going concern basis unless it is inappropriate to presume that the company will

continue in business.

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Small Company Rules

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The trustees' report was approved by the board of trustees and signed on its behalf by:

Ms Barbara Nelson

Trustee

14/10/2026

Page 12

Page 13

Mummy's Star

Independent Examiner's Report to the Trustees of Mummy's Star

For The Year Ended 31 March 2026

Independent Examiner's Report to the Trustees of Mummy's Star

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2026.

Responsibilities and Basis of Report

As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for thepreparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act andare eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out undersection 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given bythe Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiner's Statement

Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of

the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Chartered Institute

of Management Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination

giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

2. the accounts do not accord with those records; or

3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any

requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent

examination; or

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of

Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in

accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be

drawn in this report in order to enable a proper understanding of the accounts to be reached.

Rachel Eden FCMA

30/10/2026

Thames Tower
Station Road
Reading
RG1 1LX

Page 13

Page 14

Mummy's Star

Statement of Financial Activities (including Income and Expenditure Account)

For The Year Ended 31 March 2026

Statement of Financial Activities (including Income and Expenditure Account)

				2026	2025
		Unrestricted funds	Restricted funds	Total funds	Total funds
	Notes	£	£	£	£
INCOME AND ENDOWMENTS FROM:
Donations and legacies	3	193,191	84,577	277,768	359,120
Investments	4	918	-	918	1,119

		194,109	84,577	278,686	360,239

EXPENDITURE ON:
Raising funds	5	(4,445 )	-	(4,445 )	(3,451 )
Charitable activities:	5
Charitable Activities		(205,041 )	(154,353 )	(359,394 )	(318,547 )

		(209,486 )	(154,353 )	(363,839 )	(321,998 )

NET (EXPENDITURE)/INCOME		(15,377 )	(69,776 )	(85,153 )	38,241

Transfers between funds	15	(72,338 )	72,338	-	-

NET MOVEMENT IN FUNDS		(87,715 )	2,562	(85,153 )	38,241
RECONCILIATION OF FUNDS:
Total funds brought forward		271,434	19,575	291,009	252,768

TOTAL FUNDS CARRIED FORWARD	15	183,719	22,137	205,856	291,009

The notes on pages 17 to 22 form part of these financial statements.

Page 14

Page 15

Mummy's Star

Comparative Statement of Financial Activities (including Income and Expenditure Account)

For The Year Ended 31 March 2026

Comparative Statement of Financial Activities (including Income and Expenditure Account)

				2025
		Unrestricted funds	Restricted funds	Total funds
	Notes	£	£	£
INCOME AND ENDOWMENTS FROM:
Donations and legacies	3	238,388	120,732	359,120
Investments	4	1,119	-	1,119

		239,507	120,732	360,239

EXPENDITURE ON:
Raising funds	5	(3,452 )	1	(3,451 )
Charitable activities:	5
Charitable Activities		(194,215 )	(124,332 )	(318,547 )

		(197,667 )	(124,331 )	(321,998 )

NET INCOME		41,840	(3,599 )	38,241


NET MOVEMENT IN FUNDS		41,840	(3,599 )	38,241
RECONCILIATION OF FUNDS:
Total funds brought forward		229,594	23,174	252,768

TOTAL FUNDS CARRIED FORWARD	15	271,434	19,575	291,009

The notes on pages 17 to 22 form part of these financial statements.

Page 15

Page 16

Mummy's Star

Balance Sheet

As At 31 March 2026

Balance Sheet

				2026	2025
		Unrestricted funds	Restricted funds	Total funds	Total funds
	Notes	£	£	£	£
CURRENT ASSETS
Debtors	11	1,000	-	1,000	4,007
Cash at bank and in hand		188,232	22,137	210,369	292,322

		189,232	22,137	211,369	296,329
Creditors: Amounts Falling Due Within One Year	12	(5,513 )	-	(5,513 )	(5,322 )

NET CURRENT ASSETS (LIABILITIES)		183,719	22,137	205,856	291,007

TOTAL ASSETS LESS CURRENT LIABILITIES		183,719	22,137	205,856	291,007

Creditors: Amounts Falling Due After More Than One Year	13	-	-	-	2

NET ASSETS		183,719	22,137	205,856	291,009

FUNDS OF THE CHARITY
Restricted Funds				22,137	19,575
Unrestricted Funds				183,719	271,434

TOTAL FUNDS	15			205,856	291,009

For the year ending 31 March 2026 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr Thomas Groom

Trustee

14/10/2026

The notes on pages 17 to 22 form part of these financial statements.

Page 16

Page 17

Mummy's Star

Notes to the Financial Statements

For The Year Ended 31 March 2026

Notes to the Financial Statements

1. General Information

Mummy's Star is a company limited by guarantee, incorporated in England & Wales, registered number 08548961 and registered charity number 1152808 . The registered office is Thames Tower, Station Road, Reading, RG1 1LX.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

The charitable company is a Public Benefit Entity as defined by FRS 102.

2.2. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3. Income from Donations and Legacies

			2026
	Unrestricted	Restricted	Total
	funds	funds	funds
	£	£	£
Donations and gifts	138,872	2,996	141,868
Grants	54,319	81,581	135,900

	193,191	84,577	277,768

			2025
	Unrestricted	Restricted	Total
	funds	funds	funds
	£	£	£
Donations and gifts	163,342	-	163,342
Grants	75,046	120,732	195,778

	238,388	120,732	359,120

4. Investment Income

	2026	2025
	Unrestricted	Unrestricted
	funds	funds
	£	£
Interest on short-term deposits	918	1,119

Page 17

Page 18

Mummy's Star

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

5. Analysis of Expenditure

				2026
	Activities undertaken directly	Grant funding of activities (see note 6 )	Support costs (see note 7 )	Total
	£	£	£	£
Raising funds	4,443	-	2	4,445
Charitable Activities	36,184	42,058	281,152	359,394

	40,627	42,058	281,154	363,839

				2025
	Activities undertaken directly	Grant funding of activities (see note 6 )	Support costs (see note 7 )	Total
	£	£	£	£
Raising funds	3,451	-	-	3,451
Charitable Activities	27,829	28,474	262,244	318,547

	31,280	28,474	262,244	321,998

6. Grants Payable

	2026	2025
	Grants to	Grants to
	Individuals	Individuals
	£	£
Charitable Activities	42,058	28,474

7. Support Costs

			2026
	Raising funds	Charitable Activities	Total
	£	£	£
Employee costs	-	259,965	259,965
General administration	2	18,151	18,153
Interest payable	-	3,036	3,036

	2	281,152	281,154

Page 18

Page 19

Mummy's Star

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

	2025
	Charitable Activities
	£
Employee costs	233,426
Premises expenses	165
General administration	26,686
Interest payable	1,967

	262,244

8. Independent Examiner's Remuneration

	2026	2025
	£	£
Independent examination of the financial statements	612	612
Other assurance services	432	-
Other financial services	828	828

	1,872	1,440

Other financial sevices constituted the preparation of the accounts prior to examination. All figures include VAT of 20%.

9. Staff Costs

Staff costs were as follows:

	2026	2025
	£	£
Wages and salaries	266,950	226,350
Social security costs	-	13,219
Other pension costs	4,308	3,088

	271,258	242,657

No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.

10. Average Number of Employees

Average number of employees during the year was: 8 (2025: 8)

11. Debtors

	2026	2025
	£	£
Due within one year
Prepayments and accrued income	1,000	4,007

Page 19

Page 20

Mummy's Star

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

12. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Trade creditors	-	1
Other taxes and social security	2,877	3,297
Net wages	1,196	1,196
Accruals	1,440	828

	5,513	5,322

13. Creditors: Amounts Falling Due After More Than One Year

	2026	2025
	£	£
Trade creditors	-	(2 )

14. Pension Commitments

The charitable company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the charitable company in an independently administered fund.

During the year the charge to the statement of financial activities in respect of defined contribution schemes was £4,308 (2025: £3,088).

At the balance sheet date contributions of £NIL were due to the fund and are included in creditors.

15. Movement in Funds

	As at 1 April 2025	Income	Expenditure	Transfers	As at 31 March 2026
	£	£	£	£	£
Unrestricted funds
General:
General unrestricted fund	216,569	194,109	(209,486 )	(72,338 )	128,854
Designated:
Operational Continuity	50,000	-	-	-	50,000
Bereavement/memory making	4,865	-	-	-	4,865

	54,865	-	-	-	54,865


Total unrestricted funds	271,434	194,109	(209,486 )	(72,338 )	183,719


Restricted funds
Training and Education	13,673	31,009	(27,497)	-	17,185
Emotional Support - Lottery	-	22,581	(22,581)	-	-
Bereavement and Memory making - restricted	-	6,987	(2,035)	-	4,952
Emotional Support - restricted	5,902	24,000	(102,240)	72,338	-


Total restricted funds	19,575	84,577	(154,353 )	72,338	22,137




Total funds	291,009	278,686	(363,839 )	-	205,856

Page 20

Page 21

Mummy's Star

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

	As at 1 April 2024	Income	Expenditure	As at 31 March 2025
	£	£	£	£
Unrestricted funds
General:
General unrestricted fund	173,610	239,507	(196,548 )	216,569
Designated:
Operational Continuity	50,000	-	-	50,000
Bereavement/memory making	5,984	-	(1,119)	4,865

	55,984	-	(1,119 )	54,865


Total unrestricted funds	229,594	239,507	(197,667 )	271,434


Restricted funds
Training and Education	23,174	15,000	(24,501)	13,673
Emotional Support - Lottery	-	49,232	(49,232)	-
Bereavement and Memory making - restricted	-	11,500	(11,500)	-
Emotional Support - restricted	-	45,000	(39,098)	5,902


Total restricted funds	23,174	120,732	(124,331 )	19,575




Total funds	252,768	360,239	(321,998 )	291,009

16. Transactions with Trustees

None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current year.

During the previous year the following trustees have been paid remuneration or have received other benefits from the charity or a related entity:

Name of trustee	Legal authority	Remuneration	Pension Contributions	2025 Total
		£	£	£
Mr Peter Wallroth	Governing document provision	43,147	2,157	45,304

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

	2026	2025
	£	£

17. Related Party Disclosures

There have been no related party transactions in the reporting period that require disclosure except for those disclosed in the Transactions with Trustees note.

Page 21

Page 22

Mummy's Star

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

18. Company limited by guarantee

The company is limited by guarantee and has no share capital.

Every member of the company undertakes to contribute to the assets of the company, in the event of a winding up, such an amount as may be required not exceeding £1.

Page 22