BZ Housing Ltd

	Page
Balance Sheet	1—2
Notes to the Financial Statements	3—4

Registered number: 15797667

		30 June 2026		30 June 2025
	Notes	£	£	£	£
FIXED ASSETS
Investment Property	4		190,207		185,240

			190,207		185,240
CURRENT ASSETS
Cash at bank and in hand		710		1,481

		710		1,481
Creditors: Amounts Falling Due Within One Year		(1,485 )		(998 )

NET CURRENT ASSETS (LIABILITIES)			(775 )		483

TOTAL ASSETS LESS CURRENT LIABILITIES			189,432		185,723

Creditors: Amounts Falling Due After More Than One Year	5		(194,593 )		(194,656 )

NET LIABILITIES			(5,161 )		(8,933 )

CAPITAL AND RESERVES
Called up share capital	6		1		1
Profit and Loss Account			(5,162 )		(8,934 )

SHAREHOLDERS' FUNDS			(5,161)		(8,933)

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BZ Housing Ltd

Balance Sheet (continued)

As At 30 June 2026

For the year ending 30 June 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr Ben Joaquin Avilez

Director

26/10/2026

The notes on pages 3 to 4 form part of these financial statements.

1. General Information

BZ Housing Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 15797667 . The registered office is 131 Morland Road, Croydon, CR0 6HB.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention, modified for investment property measured at fair value and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Turnover

Turnover represents rental income receivable from the letting of the company’s investment properties during the year. Rental income is recognised in the profit and loss account over the term of the lease, in the period to which the rent relates.

2.3. Investment Properties

Investment properties are held to earn rental income or for capital appreciation. They are initially measured at cost, including transaction costs, and subsequently at fair value at each reporting date. Changes in fair value are recognised in profit or loss. No depreciation is charged on investment properties. Deferred tax is provided on revaluation gains.

2.4. Financial Instruments

The Company only enters into basic financial instruments. Bank loans and mortgages are recognised at the amount of the proceeds received. Interest is recognised in profit or loss in the year in which it is incurred. Loans repayable more than one year after the reporting date are classified as creditors: amounts falling due after more than one year.

3. Average Number of Employees

Average number of employees, including directors, during the year was: NIL (2025: NIL)

4. Investment Property

	Other
	£
Cost
As at 1 July 2025	185,240
Additions	4,967

As at 30 June 2026	190,207

Provision
As at 1 July 2025	-

As at 30 June 2026	-

Net Book Value
As at 30 June 2026	190,207

As at 1 July 2025	185,240

The property was valued at fair value at 30 June 2026 by the director, based on local market evidence. There was no fair value movement in the year. The historical cost of the property is £190,207 (2025: £185,240).

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BZ Housing Ltd

Notes to the Financial Statements (continued)

For The Year Ended 30 June 2026

5. Creditors: Amounts Falling Due After More Than One Year

	30 June 2026	30 June 2025
	£	£
Bank loans	116,860	116,923
Amounts owed to group undertakings	-	77,733
Other creditors	77,733	-

	194,593	194,656

The bank loan is secured on the company’s investment property. £116,860 is repayable after more than five years.

6. Share Capital

	30 June 2026	30 June 2025
	£	£
Allotted, Called up and fully paid	1	1

7. Related Party Transactions

At 30 June 2026, the company owed £77,733 to the director (2025: £nil). The loan is interest-free.

At 30 June 2025, the company owed £77,733 to a company under common control (2026: £nil).

8. Transition to FRS 102

These are the company’s first financial statements prepared in accordance with FRS 102 Section 1A “Small Entities”. For all periods up to and including the year ended 30 June 2025, the company prepared its financial statements in accordance with FRS 105 “The Financial Reporting Standard applicable to the Micro-entities Regime”.

The date of transition to FRS 102 Section 1A was 1 July 2024. In preparing these financial statements, the company has applied the requirements of Section 35 “Transition to this FRS”.

The principal change in accounting policy relates to investment property. Under FRS 105, investment property was carried at cost less depreciation. Under FRS 102, it is carried at fair value, with changes in fair value recognised in profit or loss and no depreciation charged.

The directors determined that the fair value of investment property was not materially different from its carrying amount under FRS 105. The transition to FRS 102 Section 1A therefore did not result in any change to previously reported equity or profit.

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