Caseware UK (AP4) 2024.0.164 2024.0.164 2025-03-312025-03-312024-04-01true5falsetour operators and travel agents5falseThe members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.false 01528158 2024-04-01 2025-03-31 01528158 2023-04-01 2024-03-31 01528158 2025-03-31 01528158 2024-03-31 01528158 2023-04-01 01528158 1 2024-04-01 2025-03-31 01528158 1 2023-04-01 2024-03-31 01528158 5 2024-04-01 2025-03-31 01528158 5 2023-04-01 2024-03-31 01528158 1 2024-04-01 2025-03-31 01528158 e:Director1 2024-04-01 2025-03-31 01528158 d:ComputerEquipment 2024-04-01 2025-03-31 01528158 d:ComputerEquipment 2025-03-31 01528158 d:ComputerEquipment 2024-03-31 01528158 d:ComputerEquipment d:OwnedOrFreeholdAssets 2024-04-01 2025-03-31 01528158 d:OtherPropertyPlantEquipment 2024-04-01 2025-03-31 01528158 d:DevelopmentCostsCapitalisedDevelopmentExpenditure 2025-03-31 01528158 d:DevelopmentCostsCapitalisedDevelopmentExpenditure 2024-03-31 01528158 d:CurrentFinancialInstruments 2025-03-31 01528158 d:CurrentFinancialInstruments 2024-03-31 01528158 d:Non-currentFinancialInstruments 2025-03-31 01528158 d:Non-currentFinancialInstruments 2024-03-31 01528158 d:CurrentFinancialInstruments d:WithinOneYear 2025-03-31 01528158 d:CurrentFinancialInstruments d:WithinOneYear 2024-03-31 01528158 d:Non-currentFinancialInstruments d:AfterOneYear 2025-03-31 01528158 d:Non-currentFinancialInstruments d:AfterOneYear 2024-03-31 01528158 d:Non-currentFinancialInstruments d:BetweenOneTwoYears 2025-03-31 01528158 d:Non-currentFinancialInstruments d:BetweenOneTwoYears 2024-03-31 01528158 d:Non-currentFinancialInstruments d:BetweenTwoFiveYears 2025-03-31 01528158 d:Non-currentFinancialInstruments d:BetweenTwoFiveYears 2024-03-31 01528158 d:ShareCapital 2025-03-31 01528158 d:ShareCapital 2024-03-31 01528158 d:ShareCapital 2023-04-01 01528158 d:RetainedEarningsAccumulatedLosses 2024-04-01 2025-03-31 01528158 d:RetainedEarningsAccumulatedLosses 2025-03-31 01528158 d:RetainedEarningsAccumulatedLosses 2023-04-01 2024-03-31 01528158 d:RetainedEarningsAccumulatedLosses 2024-03-31 01528158 d:RetainedEarningsAccumulatedLosses 2023-04-01 01528158 e:FRS102 2024-04-01 2025-03-31 01528158 e:AuditExemptWithAccountantsReport 2024-04-01 2025-03-31 01528158 e:AbridgedAccounts 2024-04-01 2025-03-31 01528158 e:PrivateLimitedCompanyLtd 2024-04-01 2025-03-31 01528158 d:AcceleratedTaxDepreciationDeferredTax 2025-03-31 01528158 d:AcceleratedTaxDepreciationDeferredTax 2024-03-31 01528158 d:DevelopmentCostsCapitalisedDevelopmentExpenditure d:InternallyGeneratedIntangibleAssets 2024-04-01 2025-03-31 01528158 2 2024-04-01 2025-03-31 01528158 f:PoundSterling 2024-04-01 2025-03-31 iso4217:GBP xbrli:pure

Registered number: 01528158









TRAVELWISE LIMITED







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 MARCH 2025

 
TRAVELWISE LIMITED
 
 
  
CHARTERED ACCOUNTANTS' REPORT TO THE BOARD OF DIRECTORS ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF TRAVELWISE LIMITED
FOR THE YEAR ENDED 31 MARCH 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Travelwise Limited for the year ended 31 March 2025 which comprise  the Statement of Financial Position, the Statement of Cash Flows, the Statement of Changes in Equity and the related notes from the Company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW)we are subject to its ethical and other professional requirements which are detailed at https://www.icaew.com /regulation.

This report is made solely to the Board of Directors of Travelwise Limited, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the financial statements of Travelwise Limited and state those matters that we have agreed to state to the Board of Directors of Travelwise Limited, as a body, in this report in accordance with ICAEW Technical Release TECH07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Travelwise Limited and its Board of Directors, as a body, for our work or for this report. 

It is your duty to ensure that Travelwise Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of Travelwise Limited. You consider that Travelwise Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or review of the financial statements of Travelwise Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

  



White Hart Associates (London) Limited
 
Chartered Accountants and Statutory Auditors
  
2nd Floor, Nucleus House
2 Lower Mortlake Road
Richmond
TW9 2JA
29 July 2025
Page 1

 
TRAVELWISE LIMITED
REGISTERED NUMBER: 01528158

STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 3 
32,977
-

Tangible assets
 4 
45,148
26,217

  
78,125
26,217

Current assets
  

Debtors: amounts falling due within one year
 5 
360,475
341,332

Cash at bank and in hand
 6 
622,121
869,891

  
982,596
1,211,223

Creditors: amounts falling due within one year
 7 
(453,522)
(513,333)

Net current assets
  
 
 
529,074
 
 
697,890

Total assets less current liabilities
  
607,199
724,107

Creditors: amounts falling due after more than one year
 8 
(45,833)
(95,833)

Provisions for liabilities
  

Deferred tax
 10 
(20,317)
(7,405)

  
 
 
(20,317)
 
 
(7,405)

Net assets
  
541,049
620,869


Capital and reserves
  

Called up share capital 
  
30,000
30,000

Profit and loss account
  
511,049
590,869

  
541,049
620,869

Page 2

 
TRAVELWISE LIMITED
REGISTERED NUMBER: 01528158
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 MARCH 2025

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the income statement in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 29 July 2025.


K R Hart
Director

The notes on pages 6 to 14 form part of these financial statements.
Page 3

 
TRAVELWISE LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2025


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 April 2023
30,000
542,385
572,385


Comprehensive income for the year

Profit for the year
-
175,628
175,628


Contributions by and distributions to owners

Dividends
-
(127,144)
(127,144)



At 1 April 2024
30,000
590,869
620,869


Comprehensive income for the year

Profit for the year
-
135,180
135,180


Contributions by and distributions to owners

Dividends
-
(215,000)
(215,000)


At 31 March 2025
30,000
511,049
541,049


The notes on pages 6 to 14 form part of these financial statements.
Page 4

 
TRAVELWISE LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
135,180
175,628

Adjustments for:

Depreciation of tangible assets
5,161
4,619

Interest paid
5,026
7,107

Interest received
(18,450)
(222)

Taxation charge
51,862
61,895

(Increase)/decrease in debtors
(17,143)
44,100

Decrease/(increase) in amounts owed by groups
-
(5,788)

(Decrease)/increase in creditors
(38,016)
110,164

Corporation tax (paid)
(62,745)
(76,771)

Net cash generated from operating activities

60,875
320,732


Cash flows from investing activities

Purchase of intangible fixed assets
(32,977)
-

Purchase of tangible fixed assets
(24,092)
-

Interest received
18,450
221

Net cash from investing activities

(38,619)
221

Cash flows from financing activities

Repayment of loans
(50,000)
(50,000)

Dividends paid
(215,000)
(127,144)

Interest paid
(5,026)
(7,107)

Net cash used in financing activities
(270,026)
(184,251)

Net (decrease)/increase in cash and cash equivalents
(247,770)
136,702

Cash and cash equivalents at beginning of year
869,891
733,189

Cash and cash equivalents at the end of year
622,121
869,891


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
622,121
869,891


The notes on pages 6 to 14 form part of these financial statements.

Page 5

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Travelwise Limited is a private company limited by shares and incorporated in England. Its registered office is 2nd Floor Nucleus House, Lower Mortlake Road, Richmond, England, TW9 2JA.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with Section 444(2A) of the Companies Act 2006.

The following principal accounting policies have been applied:

 
2.2

Going concern

The directors have reviewed the budgets and bookings already for the following 12 months and the position looks positive. The directors are confident that the company has adequate funding and liquidity, despite the impact of Covid-19, to continue to apply the going concern basis for the financial statements.

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Income Statement within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

Page 6

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover represents gross commissions, flight and holiday sales, excluding value added tax, income is recognised by the departure date.

 
2.5

Research and development

In the research phase of an internal project it is not possible to demonstrate that the project will generate future economic benefits and hence all expenditure on research shall be recognised as an expense when it is incurred. Intangible assets are recognised from the development phase of a project if and only if certain specific criteria are met in order to demonstrate the asset will generate probable future economic benefits and that its cost can be reliably measured. The capitalised development costs are subsequently amortised on a straight-line basis over their useful economic lives, which range from 3 to 6 years.
If it is not possible to distinguish between the research phase and the development phase of an internal project, the expenditure is treated as if it were all incurred in the research phase only.

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.8

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.9

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Company in independently administered funds.

Page 7

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.10

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.11

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.12

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 8

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)


2.12
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, .

Depreciation is provided on the following basis:

Computer equipment
-
15%
Reducing Balance
Office equipment
-
10%
Straight Line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.13

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.14

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

 
2.15

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.16

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

Page 9

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.17

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Intangible assets




Website development costs

£



Cost


Additions
32,977



At 31 March 2025

32,977






Net book value



At 31 March 2025
32,977



At 31 March 2024
-



Page 10

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

4.


Tangible fixed assets





Computer equipment

£



Cost or valuation


At 1 April 2024
77,522


Additions
24,092



At 31 March 2025

101,614



Depreciation


At 1 April 2024
51,305


Charge for the year on owned assets
5,161



At 31 March 2025

56,466



Net book value



At 31 March 2025
45,148



At 31 March 2024
26,217


5.


Debtors

2025
2024
£
£


Trade debtors
229,216
212,073

Amounts owed by group undertakings
129,259
129,259

Other debtors
2,000
-

360,475
341,332



6.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
622,121
869,891

622,121
869,891


Page 11

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

7.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank loans
50,000
50,000

Customer payments on account
327,110
358,682

Corporation tax
38,950
60,745

Other taxation and social security
27,484
35,571

Other creditors
1,668
280

Accruals and deferred income
8,310
8,055

453,522
513,333



8.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
45,833
95,833

45,833
95,833


Page 12

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

9.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
50,000
50,000


50,000
50,000

Amounts falling due 1-2 years

Bank loans
45,833
50,000


45,833
50,000

Amounts falling due 2-5 years

Bank loans
-
45,833


-
45,833


95,833
145,833


The above bank loan is a government-backed Coronavirus Business Interruption Loan Support Scheme ('CBILS') loans. 
The loan from Lloyds Bank is due to be repaid through 60 monthly instalments ending in February 2027. The applicable interest rate will be fixed at 2.58%. In addition to the 12 month capital repayment holiday, the loan benefits from a Business Interruption Payment ('BIP') made by the UK Government on behalf of the Company to cover interest arising on the CBILS loan for the first 12 months.
Page 13

 
TRAVELWISE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

10.


Deferred taxation




2025


£






At beginning of year
(7,405)


Charged to the profit or loss
(12,912)



At end of year
(20,317)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Accelerated capital allowances
(20,317)
(7,405)

(20,317)
(7,405)


11.


Contingent liabilities

During the year under review, the company provided a guarantee and bond, to the value of £170,452 (2024 - £129,246), to the Association of British Travel Agents (ABTA).


12.


Mortgages and charges

On 24 March 2015 a fixed and floating charge in favour of the company's bank, Lloyds Bank Plc, was registered.


13.


Controlling party

Wise Women of Travel Limited, a company registered in England and Wales (company registration no 09188688) is regarded by the directors as being the company's ultimate parent company.
 
Page 14