Charity registration number 1076926 (England and Wales)
Company registration number 03336710
BLYTH VALLEY DISABLED FORUM LTD
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
BLYTH VALLEY DISABLED FORUM LTD
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mr David Hopper
Mr John Clough
Mr Simpson Crawford
Secretary
Mr John Clough
Charity number (England and Wales)
1076926
Company number
03336710
Registered office
20
Stanley Street
Blyth
Northumberland
United Kingdom
NE24 2BU
Auditor
bk plus Audit Limited
Azzurri House
Walsall Road
Aldridge
Walsall
WS9 0RB
BLYTH VALLEY DISABLED FORUM LTD
CONTENTS
Page
Trustees report
1 - 3
Statement of trustees responsibilities
4
Independent auditor's report
5 - 7
Statement of financial activities
8
Balance sheet
9
Statement of cash flows
10
Notes to the financial statements
11 - 20
BLYTH VALLEY DISABLED FORUM LTD
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the company's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)".

Objectives and activities

The charity's objects are the promotion and welfare of the disabled in their homes and the community. The policies adopted in furtherance of these objects are:

 

We refer to Charity Commission guidance on Public Benefit when reviewing our aims and objectives and ensure that future plans remain focused on their achievement. Funding limits our activities, but no beneficiaries appropriate to our aims are excluded. Equal access to our service is important to us and we promote local understanding of our work.

 

There has been no change to these aims and objectives during the year.

Public benefit

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the company should undertake.

Achievements and performance
Significant activities and achievements against objectives

The charity has improved upon its financial position, whilst providing a consistent level of of hours of care services. We continue to set ourselves a high standard of of care provision and received a 'good' report across all areas in the last audit by the CQC.

Financial review
Reserves policy

Free reserves are those funds not tied up in fixed assets or designated/restricted funds. The trustees forecast the level of reserves required to sustain operations, should income generating activities be curtailed. Free reserves have increased to £1,036,966 from £843,811 during the year due to very positive investment performance. This equates to 2.7 months of reserves compared to 3.1 months last year. Whilst the current level of reserves may prove sufficient, it is the view of the trustees that it would be prudent to ensure that there are sufficient reserves to provide financial flexibility over the course of the forthcoming year and any challenges that may be faced by the company.

 

The trustees are pleased to report that the charity continues to hold preferred Provider status in Blyth and Tier 2 status for Cramlington and Bedlington.

 

The trustees continue to to investigate other new avenues of funding in order to maintain a satisfactory financial position. our assets remain adequate and available to meet our aims and obligations.

 

The trustees have assessed the other major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

 

 

BLYTH VALLEY DISABLED FORUM LTD
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -
Plans for future periods

With the extension completed, the charity are actively using the new facility for the provision of life skills training to young people from Blyth and the surrounding area.

Structure, governance and management

The charity is a company limited by guarantee, incorporated on 20 March 1997, and registered as a charity on 6 August 1999. The company was established under a Memorandum of Association which established the Objects and powers of the charitable company and is governed under its articles of association. All the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

 

 

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Mr David Hopper
Mr John Clough
Mr Simpson Crawford
Recruitment and appointment of trustees

The trustees seek to ensure that the users needs are reflected through the diversity of the board. To enhance the potential pool of trustees, selected individuals who may wish to become trustees are approached as necessary. Trustees are reappointed annually.

 

New trustees are actively encouraged by the existing trustees to acquire any specialist skills required. New trustees are briefed on their legal obligations under company and charity law, the Memorandum and Articles of Association, the committee and the decision making process, future plans and recent performance. They are encouraged to attend the appropriate training and made aware of Charity Commission publications.

 

The charity has a committee of 3 directors who meet weekly and are responsible for the strategic direction and policy of the charity. A scheme of delegation is in place and day to day responsibility for the provision of the services rest with the directors and the Registered Manager. The directors are responsible for ensuring the charity delivers the services specified and that key performance indicators are met. The Registered Manager has responsibility for the day to day operational management, individual supervision of the staff team and also ensuring that the team continue to develop their skills and working practices in line with good practice.

The trustees consider the board of directors as comprising the key management personnel of the charity in charge of directing and controlling the charity and running and operating the charity on a day to day basis. All trustees give their time voluntarily and receive no benefits from the charity. Any expenses reclaimed from the charity are set out in the notes to the accounts.

Auditor

In accordance with the company's articles, a resolution proposing that bk plus Audit Limited be reappointed as auditor of the company will be put at a General Meeting.

Disclosure of audit information

Each of the trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditor is aware of such information.

BLYTH VALLEY DISABLED FORUM LTD
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 3 -

The trustees report was approved by the Board of Trustees.

Mr John Clough
Mr Simpson Crawford
13 November 2025
BLYTH VALLEY DISABLED FORUM LTD
STATEMENT OF TRUSTEES RESPONSIBILITIES  
FOR THE YEAR ENDED 31 MARCH 2025
- 4 -

The trustees, who are also the directors of Blyth Valley Disabled Forum Ltd for the purpose of company law, are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

In preparing these financial statements, the trustees are required to:

- select suitable accounting policies and then apply them consistently;

- observe the methods and principles in the Charities SORP;

- make judgements and estimates that are reasonable and prudent;

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in operation.

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

BLYTH VALLEY DISABLED FORUM LTD
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEES OF BLYTH VALLEY DISABLED FORUM LTD
- 5 -

Opinion

We have audited the financial statements of Blyth Valley Disabled Forum Ltd (‘company’) for the year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

-

give a true and fair view of the state of the charitable company's affairs as at 31 March 2025 and of its incoming resources and application of resources, for the year then ended;

-
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
-

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

-

the information given in the financial statements is inconsistent in any material respect with the trustees report; or

-

sufficient accounting records have not been kept; or

-

the financial statements are not in agreement with the accounting records; or

-

we have not received all the information and explanations we require for our audit.

BLYTH VALLEY DISABLED FORUM LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF BLYTH VALLEY DISABLED FORUM LTD
- 6 -
Responsibilities of trustees

As explained more fully in the statement of trustees responsibilities, the trustees, who are also the directors of the company for the purpose of company law, are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. To the extent to which our procedures are capable of detecting irregularities, including fraud is detailed below.

 

From the preliminary stages of the audit, we ensure our understanding of the entity is up to date. This includes, but is not limited to, current knowledge of their activities, the business and control environments, and their compliance with the applicable and regulatory frameworks. This information supports our risk identification and the subsequent design of audit procedures to mitigate those risks; ensuring that the audit evidence obtained is sufficient and appropriate to support our opinion.

 

In response to the risks identified, specific to this entity, we designed procedures which included, but were not limited to:

 

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

BLYTH VALLEY DISABLED FORUM LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF BLYTH VALLEY DISABLED FORUM LTD
- 7 -

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Colin Chater FCA (Senior Statutory Auditor)
for and on behalf of bk plus Audit Limited
13 November 2025
Chartered Certified Accountants
Statutory Auditor
Azzurri House
Walsall Road
Aldridge
Walsall
WS9 0RB
BLYTH VALLEY DISABLED FORUM LTD
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 8 -
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
Notes
£
£
£
£
£
£
Income and endowments from:
Donations and legacies
3
18,575
2,975,341
2,993,916
13,742
2,791,400
2,805,142
Investments
4
44,420
-
44,420
36,230
-
36,230
Other income
5
-
6,176
6,176
-
-
-
Total income
62,995
2,981,517
3,044,512
49,972
2,791,400
2,841,372
Charitable activities
6
37,269
2,775,680
2,812,949
28,812
2,604,416
2,633,228
Net gains on investments
10
39,636
-
39,636
77,981
-
77,981
Net income and movement in funds
65,362
205,837
271,199
99,141
186,984
286,125
Reconciliation of funds:
Fund balances at 1 April 2024
996,470
1,212,537
2,209,007
897,329
1,025,553
1,922,882
Fund balances at 31 March 2025
1,061,832
1,418,374
2,480,206
996,470
1,212,537
2,209,007

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

BLYTH VALLEY DISABLED FORUM LTD
BALANCE SHEET
AS AT 31 MARCH 2025
31 March 2025
- 9 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
195,422
152,659
Current assets
Debtors
13
58,622
80,297
Investments
14
1,671,329
1,463,954
Cash at bank and in hand
692,823
645,190
2,422,774
2,189,441
Creditors: amounts falling due within one year
15
(137,990)
(133,093)
Net current assets
2,284,784
2,056,348
Total assets less current liabilities
2,480,206
2,209,007
The funds of the company
Restricted income funds
17
1,418,374
1,212,537
Unrestricted funds
18
1,061,832
996,470
2,480,206
2,209,007

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements under the requirements of the Companies Act 2006, for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the trustees on 13 November 2025
Mr John Clough
Mr Simpson Crawford
Company registration number 03336710 (England and Wales)
BLYTH VALLEY DISABLED FORUM LTD
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
- 10 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
22
226,156
243,873
Investing activities
Purchase of tangible fixed assets
(64,204)
(2,400)
Proceeds from disposal of tangible fixed assets
9,000
-
Proceeds from disposal of  investments
(167,739)
(49,729)
Investment income received
44,420
36,230
Net cash used in investing activities
(178,523)
(15,899)
Net cash used in financing activities
-
-
Net increase in cash and cash equivalents
47,633
227,974
Cash and cash equivalents at beginning of year
645,190
417,216
Cash and cash equivalents at end of year
692,823
645,190
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 11 -
1
Accounting policies
Charity information

Blyth Valley Disabled Forum Ltd is a England and Wales. The registered office is 20, Stanley Street, Blyth, Northumberland, NE24 2BU, United Kingdom in England & Wales.

1.1
Accounting convention

The financial statements have been prepared in accordance with the company's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The company is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the company.
1.4
Income
Income is recognised when the company is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the company has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the company has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 12 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
2% Straight Line
Plant and equipment
33.3% reducing Balance
Motor vehicles
25% reducing Balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7
Impairment of fixed assets

At each reporting end date, the company reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9
Financial instruments

The company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 13 -
Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the company’s contractual obligations expire or are discharged or cancelled.

1.10
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2
Critical accounting estimates and judgements

In the application of the company’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 14 -
3
Income from donations and legacies
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Grants, donations and contracting income
18,575
2,975,341
2,993,916
13,742
2,791,400
2,805,142
4
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Income from listed investments
23,314
19,483
Interest receivable
21,106
16,747
44,420
36,230
5
Other income
Restricted
Restricted
funds
funds
2025
2024
£
£
Net gain on disposal of tangible fixed assets
6,176
-
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 15 -
6
Expenditure on charitable activities
Unrestricted funds
Unrestricted funds
2025
2024
£
£
Direct costs
Staff costs
2,526,805
2,369,780
Depreciation and impairment
18,617
11,364

Travel expenses

32,170
30,377

Light, heat & rates

7,998
13,157

Repairs & IT support

33,072
45,729

Telephone, postage & stationery

49,499
28,019

Legal & professional fees

9,225
17,562

Insurance

19,584
19,042

Sundry expenses

50,634
43,582

Training

10,075
7,248

Operating leases

35,534
31,263

advertising

8,337
3,926

Bank charges

3,245
3,703

Staff uniforms

1,083
604

Bad debts provision

453
1,572
2,806,331
2,626,928
Share of support and governance costs (see note )
Governance
6,618
6,300
2,812,949
2,633,228
Analysis by fund
Unrestricted funds
37,269
28,812
Restricted funds
2,775,680
2,604,416
2,812,949
2,633,228
7
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable for the audit of the charity's financial statements
6,618
6,300
Depreciation of owned tangible fixed assets
18,617
11,364
Profit on disposal of tangible fixed assets
(6,176)
-
8
Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the company during the year, but they are reimbursed for out of pocket expenses of £18,750. (2024 £15,000).

BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 16 -
9
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
Carers & Drivers
71
75
Administrative staff
12
12
Total
83
87
Employment costs
2025
2024
£
£
Wages and salaries
2,285,198
2,164,475
Social security costs
196,192
167,671
Other pension costs
45,415
37,634
2,526,805
2,369,780
There were no employees whose annual remuneration was more than £60,000.
10
Gains and losses on investments
Unrestricted
Unrestricted
funds
funds
2025
2024
Gains/(losses) arising on:
£
£
Revaluation of investments
30,229
76,182
Sale of investments
9,407
1,799
39,636
77,981
11
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 17 -
12
Tangible fixed assets
Freehold land and buildings
Plant and equipment
Motor vehicles
Total
£
£
£
£
Cost
At 1 April 2024
192,294
217,119
49,135
458,548
Additions
-
21,314
42,890
64,204
Disposals
-
-
(18,135)
(18,135)
At 31 March 2025
192,294
238,433
73,890
504,617
Depreciation and impairment
At 1 April 2024
58,602
209,907
37,380
305,889
Depreciation charged in the year
3,846
6,982
7,789
18,617
Eliminated in respect of disposals
-
-
(15,311)
(15,311)
At 31 March 2025
62,448
216,889
29,858
309,195
Carrying amount
At 31 March 2025
129,846
21,544
44,032
195,422
At 31 March 2024
133,692
7,212
11,755
152,659
13
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
24,511
32,859
Other debtors
5,948
293
Prepayments and accrued income
28,163
47,145
58,622
80,297
14
Current asset investments
2025
2024
£
£
Listed investments
1,671,329
1,463,954
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 18 -
15
Creditors: amounts falling due within one year
2025
2024
£
£
Other taxation and social security
63,481
59,518
Trade creditors
15,213
15,702
Other creditors
46,109
42,706
Accruals and deferred income
13,187
15,167
137,990
133,093
16
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
45,415
37,634

The company operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the company in an independently administered fund.

17
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 April 2024
Incoming resources
Resources expended
At 31 March 2025
£
£
£
£
Promotion & welfare for disabled persons
1,212,537
2,981,517
(2,775,680)
1,418,374
Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
Promotion & welfare for disabled persons
1,025,553
2,791,400
(2,604,416)
1,212,537
18
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
Gains and losses
At 31 March 2025
£
£
£
£
£
General funds
996,470
62,995
(37,269)
39,636
1,061,832
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
18
Unrestricted funds
(Continued)
- 19 -
Previous year:
At 1 April 2023
Incoming resources
Resources expended
Gains and losses
At 31 March 2024
£
£
£
£
£
General funds
897,329
49,972
(28,812)
77,981
996,470
19
Analysis of net assets between funds
Unrestricted
Restricted
Total
funds
funds
2025
2025
2025
£
£
£
At 31 March 2025:
Tangible assets
195,422
-
195,422
Current assets/(liabilities)
1,036,965
1,247,819
2,284,784
1,232,387
1,247,819
2,480,206
Per balance sheet
1,061,832
1,418,374
2,480,206
Balance to allocate
(170,555)
170,555
-
Unrestricted
Restricted
Total
funds
funds
2024
2024
2024
£
£
£
At 31 March 2024:
Tangible assets
152,659
-
152,659
Current assets/(liabilities)
843,811
1,212,537
2,056,348
996,470
1,212,537
2,209,007
20
Operating lease commitments
Lessee

At the reporting end date the company had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2025
2024
£
£
Within one year
19,584
19,584
Between two and five years
49,812
67,008
In over five years
-
2,388
69,396
88,980
BLYTH VALLEY DISABLED FORUM LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 20 -
21
Related party transactions

There were no disclosable related party transactions during the year (2024 - none).

22
Cash generated from operations
2025
2024
£
£
Surplus for the year
271,199
286,125
Adjustments for:
Investment income recognised in statement of financial activities
(44,420)
(36,230)
Gain on disposal of tangible fixed assets
(6,176)
-
Gain on disposal of investments
(9,407)
(1,799)
Fair value gains and losses on investments
(30,229)
(76,182)
Depreciation and impairment of tangible fixed assets
18,617
11,364
Movements in working capital:
Decrease/(increase) in debtors
21,675
(18,338)
Increase in creditors
4,897
78,933
Cash generated from operations
226,156
243,873
23
Analysis of changes in net funds

The charity had no material debt during the year.

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