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Registered number: 04464424
Classic Cars (UK) Limited
Strategic Report, Director's Report and
Financial Statements
For The Year Ended 30 November 2024
Contents
Page
Strategic Report 1—2
Director's Report 3—4
Independent Auditor's Report 5—8
Profit and Loss Account 9
Statement of Comprehensive Income 10
Balance Sheet 11—12
Statement of Changes in Equity 13
Statement of Cash Flows 14
Notes to the Statement of Cash Flows 15
Notes to the Financial Statements 16—25
Page 1
Strategic Report
The director presents his strategic report for the year ended 30 November 2024.
Principal Activity
The company's principal activity continues to be that of trade exporters and domestic sales of new and used cars.
Review of the Business
The results for the year end were considered satisfactory by the directors who expect continued growth in the foreseeable future. 
The company experienced growth driven by higher demand in the used vehicle market. Revenue increased by 15% compared to prior year, reaching £40.51 million (2023: £35.24 million). Gross margin improved slightly due to decrease in commission fees paid. 
As the demand keeps increasing for used cars, the company continues to adapt and respond to changes and adjust its day to day operational practices to ensure improved efficiency. 
Principal Risks and Uncertainties
The directors consider the following to be the key risks and uncertainties facing the business:
  • Economic Conditions: The used and new car markets are sensitive to economic cycles. A downturn in consumer confidence or interest rate rises could affect vehicle sales.  
  • Supply Chain Disruption: The global automotive supply chain remains volatile. Delays in the supply of new vehicles or parts could impact sales and service levels. 
  • Regulatory Changes: Increasing regulatory requirements around emissions and electric vehicles may require changes in vehicle inventory and technician training. 
  • Technological Change: The shift towards electric vehicles (EVs) represents both a challenge and opportunity. The company continues to invest in EV training and charging infrastructure. 
  • Cybersecurity: With increased digital operations, including online sales and service booking, cyber threats pose a potential operational risk. 
Future Developments
The company plans to:
  • Invest in staff training to meet evolving customer expectations around electric and hybrid vehicles. 
  • Enhance the digital retail platform, including augmented reality tools for car viewing and financing tools.
The directors remain confident in the long-term prospects of the business and continue to explore opportunities for growth through strategic partnerships.
Page 1
Page 2
Financial Key Performance Indicators (KPIs)
KPI
2024
2023
Turnover
£40.52 million
£35.24 million
Gross Profit Margin
7.75%
8.70%
Net Profit Before Tax
£1.15 million
£1.03 million
On behalf of the board
Mr Shiraz Dhanji
Director
27/11/2025
Page 2
Page 3
Director's Report
The director presents his report and the financial statements for the year ended 30 November 2024.
Directors
The director who held office during the year were as follows:
Mr Shiraz Dhanji
Matters covered in the Strategic Report
Disclosures required under s416(4) of the Companies Act 2006 are commented upon in the Strategic Report as the director consider them to be of strategic importance to the business.
Statement of Director's Responsibilities
The director is responsible for preparing the Strategic Report, the Director's Report and the financial statements in accordance with applicable law and regulations.
Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the director must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing the financial statements the director is required to: 
  • select suitable accounting policies and then apply them consistently;
  • make judgments and accounting estimates that are reasonable and prudent;
  • prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.
The director is responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. He is also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The director is responsible for the maintenance and integrity of the corporate and financial information included on the company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.
Statement of Disclosure of Information to Auditors
In the case of each director in office at the date the Director's Report is approved: 
  • so far as the director is aware, there is no relevant audit information of which the company's auditors are unaware; and
  • they have taken all the steps that they ought to have taken as directors in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information.
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Independent Auditors
The auditors, Saymur Accountants, have indicated their willingness to continue in office and a resolution concerning their re-appointment will be proposed at the Annual General Meeting.
On behalf of the board
Mr Shiraz Dhanji
Director
27/11/2025
Page 4
Page 5
Independent Auditor's Report
Opinion
We have audited the financial statements of Classic Cars (UK) Limited for the year ended 30 November 2024 which comprise the Profit and Loss Account, Statement of Comprehensive Income, Balance Sheet, Statement of Changes of Equity, Cash Flow Statement and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".
In our opinion the financial statements:
  • give a true and fair view of the state of the company's affairs as at 30 November 2024 and of its profit/(loss) for the year then ended;
  • have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
  • have been prepared in accordance with the requirements of the Companies Act 2006.
Basis for Opinion
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Conclusions Relating to Going Concern
In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.
Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the entity's ability to continue as a going concern for a period of at least 12 months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.
Other Information
The other information comprises the information included in the annual report, other than the financial statements and our auditor's report thereon. The director is responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.
We have nothing to report in this regard.
Page 5
Page 6
Opinions on Other Matters Prescribed by the Companies Act 2006
In our opinion, based on the work undertaken in the course of the audit:
  • the information given in the Strategic Report and Director's Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
  • the Strategic Report and Director's Report have been prepared in accordance with applicable legal requirements.
Matters on Which We Are Required to Report by Exception
In the light of the knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Director's Report.
We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:
  • adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
  • the financial statements are not in agreement with the accounting records or returns; or
  • certain disclosures of director's remuneration specified by law are not made; or
  • we have not received all the information and explanations we require for our audit.
Responsibilities of Directors
As explained more fully in the Director's Responsibilities Statement set out on page 3—4, the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the director is responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.
Auditor's Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 
Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:  
- the engagement partner ensured that the engagement team collectively had the appropriate competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations; 
- we identified the laws and regulations applicable to the company through discussions with directors and other management, and from our commercial knowledge and experience of the sector; 
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Auditor's Responsibilities for the Audit of the Financial Statements - continued
- we focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the company, including the Companies Act 2006, taxation legislation including compliance with customs regulations, data protection, anti-bribery, employment, and health and safety legislation; 
- we assessed the extent of compliance with the laws and regulations identified above through making enquiries of management and inspecting legal correspondence; and 
- identified laws and regulations were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit. 
We assessed the susceptibility of the company's financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:  
- making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud; and 
- obtaining an understanding of the policies and procedures including internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations in order to design audit procedures that are appropriate in the circumstances (but not not for the purpose of expressing an opinion on the effectiveness of the company's internal control). 
To address the risk of fraud through management bias and override of controls, we: 
- identified and assessed the risks of material misstatement of the financial statements, whether due to fraud or error, design and performed audit procedures responsive to those risks, and obtained audit evidence that is sufficient and appropriate to provide a basis for our opinion; 
- performed analytical procedures to identify any unusual or unexpected relationships;
- tested journal entries to identify unusual transactions; 
- assessed whether judgements and assumptions made in determining the accounting estimates in relation to income recognition, collectability of debtors, impairment of tangible and intangible assets and valuation of stock were indicative of potential bias; and
- investigated the rationale behind significant or unusual transactions.
In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:  
- evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the directors; 
-evaluating the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation (i.e. gives a true and fair view); 
-reading the minutes of meetings of those charged with governance;
-enquiring of management as to actual and potential litigation and claims;
-reviewing correspondence with HMRC and the company's legal advisors; and
- Concluding on the appropriateness of the directors' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the company's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or conditions may cause the company to cease to continue as a going concern.  
There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any. 
Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve collusion, forgery, deliberate concealment and omissions, misrepresentations, or the override of internal control.
A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.
Page 7
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Use Of Our Report
This report is made solely to the company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company's members those matters that we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members as a body, for our audit work, for this report, or for the opinions we have formed.
Murtaza Gulamhusein (Senior Statutory Auditor)
for and on behalf of Saymur Accountants , Statutory Auditor
27/11/2025
Page 8
Page 9
Profit and Loss Account
2024 2023
Notes £ £
TURNOVER 3 40,519,226 35,243,023
Cost of sales (37,379,902 ) (32,175,406 )
GROSS PROFIT 3,139,324 3,067,617
Administrative expenses (1,783,887 ) (1,898,223 )
OPERATING PROFIT 4 1,355,437 1,169,394
Interest payable and similar charges 8 (197,439 ) (143,811 )
PROFIT BEFORE TAXATION 1,157,998 1,025,583
Tax on Profit 9 (289,578 ) (235,290 )
PROFIT AFTER TAXATION BEING PROFIT FOR THE FINANCIAL YEAR 868,420 790,293
The notes on pages 15 to 25 form part of these financial statements.
Page 9
Page 10
Statement of Comprehensive Income
2024 2023
£ £
PROFIT FOR THE FINANCIAL YEAR 868,420 790,293
OTHER COMPREHENSIVE INCOME FOR THE YEAR - -
TOTAL COMPREHENSIVE INCOME FOR THE YEAR 868,420 790,293
Page 10
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Balance Sheet
Registered number: 04464424
2024 2023
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 10 36,269 40,023
36,269 40,023
CURRENT ASSETS
Stocks 11 5,951,705 3,937,341
Debtors 12 1,773,845 3,003,468
Cash at bank and in hand 667,918 12,093
8,393,468 6,952,902
Creditors: Amounts Falling Due Within One Year 13 (2,196,729 ) (1,499,140 )
NET CURRENT ASSETS (LIABILITIES) 6,196,739 5,453,762
TOTAL ASSETS LESS CURRENT LIABILITIES 6,233,008 5,493,785
Creditors: Amounts Falling Due After More Than One Year 14 (1,020,934 ) (1,149,495 )
PROVISIONS FOR LIABILITIES
Deferred Taxation 17 (7,688 ) (8,324 )
NET ASSETS 5,204,386 4,335,966
CAPITAL AND RESERVES
Called up share capital 19 1,000 1,000
Profit and Loss Account 5,203,386 4,334,966
SHAREHOLDERS' FUNDS 5,204,386 4,335,966
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Page 12
The financial statements were approved by the board of directors on 27 November 2025 and were signed on its behalf by:
Mr Shiraz Dhanji
Director
27/11/2025
The notes on pages 15 to 25 form part of these financial statements.
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Statement of Changes in Equity
Share Capital Profit and Loss Account Total
£ £ £
As at 1 December 2022 1,000 3,544,673 3,545,673
Profit for the year and total comprehensive income - 790,293 790,293
As at 30 November 2023 and 1 December 2023 1,000 4,334,966 4,335,966
Profit for the year and total comprehensive income - 868,420 868,420
As at 30 November 2024 1,000 5,203,386 5,204,386
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Page 14
Statement of Cash Flows
2024 2023
Notes £ £
Cash flows from operating activities
Net cash generated from operations 1 880,562 30,260
Interest paid (197,438 ) (143,811 )
Tax (paid)/refunded (205,764 ) 13,787
Net cash generated from/(used in) operating activities 477,360 (99,764 )
Cash flows from investing activities
Purchase of tangible assets (5,000 ) (9,408 )
Cash flows from financing activities
Repayment of bank borrowings (10,093 ) (4,503 )
Repayment of finance leases 216,673 455,614
Amount introduced by directors - 23,115
Amount withdrawn by directors (23,115) -
Net cash generated from financing activities 183,465 474,226
Increase in cash and cash equivalents 655,825 365,054
Cash and cash equivalents at beginning of year 2 12,093 (352,961 )
Cash and cash equivalents at end of year 2 667,918 12,093
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Notes to the Statement of Cash Flows
1. Reconciliation of profit for the financial year to cash generated from operations
2024 2023
£ £
Profit for the financial year 868,420 790,293
Adjustments for:
Tax on profit 289,578 235,290
Interest expense 197,439 143,811
Depreciation of tangible assets 8,754 10,004
Movements in working capital:
Increase in stocks (2,014,364 ) (70,088 )
Decrease/(increase) in trade and other debtors 1,229,623 (1,886,931 )
Increase in trade and other creditors 301,112 807,881
Net cash generated from operations 880,562 30,260
2. Cash and cash equivalents
Cash and cash equivalents, as stated in the Statement of Cash Flows, relates to the following items in the Balance Sheet:
2024 2023
£ £
Cash at bank and in hand 667,918 12,093
3. Analysis of changes in net debt
As at 1 December 2023 Cash flows As at 30 November 2024
£ £ £
Cash at bank and in hand 12,093 655,825 667,918
Finance leases (1,338,649) (216,673) (1,555,322)
Debts falling due within one year (10,098 ) - (10,098 )
Debts falling due after more than one year (16,514) 10,093 (6,421)
(1,353,168) 449,245 (903,923)
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Notes to the Financial Statements
1. General Information
Classic Cars (UK) Limited is a private company, limited by shares, incorporated in England & Wales, registered number 04464424 . The registered office is 30 Whitchurch Lane , Edgware, Middlesex, HA8 6LE. 
The financial statements have been prepared in Sterling (£) which is also the functional currency of the company. 
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland'' and the Companies Act 2006.
2.2. Significant judgements and estimations
In the application of the company's accounting policies, the director is required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period or in the period of the revision and future periods where the
revision affects both current and future periods.
There are no significant judgements or estimates involved in the preparation of the financial
statements.
2.3. Turnover
Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover is reduced for estimated customer returns, rebates and other similar allowances.
Sale of goods
Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods has transferred to the buyer. This is usually at the point that the customer has signed for the delivery of the goods.
Rendering of services
Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs. Turnover is only recognised to the extent of recoverable expenses when the outcome of a contract cannot be estimated reliably.
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2.4. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Fixtures & Fittings 20% reducing balance
2.5. Leasing and Hire Purchase Contracts
Assets obtained under finance leases are capitalised as tangible fixed assets. Assets acquired under finance leases are depreciated over the shorter of the lease term and their useful lives. Assets acquired under hire purchase contracts are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in the creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to the profit and loss account so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged to the profit and loss account as incurred.
2.6. Stocks and Work in Progress
Stocks and work in progress are valued at the lower of cost and net realisable value after making due allowance for obsolete and slow-moving stocks.
Cost is determined using the first-in, first-out method. Cost includes all direct costs and an appropriate proportion of fixed and variable overheads.
Work in progress is reflected in the accounts on a contract by contract basis by recording turnover and related costs as contract activity progresses.
At the end of each reporting period stocks are assessed for impairment. If an item of stock is impaired, the identified stock is reduced to its selling price less costs to complete and sell and an impairment charge is recognised in the profit and loss account. Where a reversal of the impairment is required the impairment charge is reversed, up to the original impairment loss, and is recognised as a credit in the profit and loss account.
2.7. Cash and Cash Equivalents
Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.
2.8. Financial Instruments
The company has elected to apply the provisions of Section 11 'Basic Financial Instruments' and Section 12 'Other Financial Instruments Issues' of FRS 102 to all of its financial instruments.
Financial instruments are recognised in the company's statement of financial position when the company becomes party to the contractual provisions of the instrument.
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2.8. Financial Instruments - continued
Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.
Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.
Other financial assets
Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.
Impairment of financial assets
Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.
Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset's original effective interest rate. The impairment loss is recognised in profit or loss.
If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.
Derecognition of financial assets
Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the company transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.
Classification of financial liabilities
Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities.
Basic financial liabilities
Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.
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2.8. Financial Instruments - continued
Debt instruments are subsequently carried at amortised cost, using the effective interest rate method. Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.
Other financial liabilities
Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.
Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value though profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.
Derecognition of financial liabilities
Financial liabilities are derecognised when the company's contractual obligations expire or are discharged or cancelled.
2.9. Foreign Currencies
Monetary assets and liabilities in foreign currencies are translated into sterling at the rates of exchange ruling at the balance sheet date. Transactions in foreign currencies are translated into sterling at the rate ruling on the date of the transaction. Exchange differences are taken into account in arriving at the operating profit.
2.10. Taxation
Income tax expense represents the sum of the tax currently payable and deferred tax.
The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other year and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.
Deferred tax is recognised on timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable timing differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available against which those deductible timing differences can be utilised. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered.
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2.10. Taxation - continued
Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period. Deferred tax liabilities are presented within provisions for liabilities and deferred tax assets within debtors. The measurement of deferred tax liabilities and asset reflects the tax consequences that would follow from the manner in which the Company expects, at the end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.
Current or deferred tax for the year is recognised in profit or loss, except when they related to items that are recognised in other comprehensive income or directly in equity, in which case, the current and deferred tax is also recognised in other comprehensive income or directly in equity respectively.
3. Turnover
In accordance with UKSI 2008/410, schedule 1, paragraph 68, the company has not disclosed an analysis of turnover by geographical market as the directors are of the opinion it would be seriously prejudicial to the interests of the company.
Class of Turnover
2024
2023
Sale of motor vehicles
40,265,824
34,892,259
Servicing and repairs
80,257
144,980
Commission income
173,146
205,783
4. Operating Profit
The operating profit is stated after charging:
2024 2023
£ £
Depreciation of tangible fixed assets 8,754 10,004
5. Auditor's Remuneration
Remuneration received by the company's auditors and their associates during the year was as follows:
2024 2023
£ £
Audit Services
Audit of the company's financial statements 12,500 -
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6. Staff Costs
Staff costs, including directors' remuneration, were as follows:
2024 2023
£ £
Wages and salaries 179,488 75,923
Social security costs 16,422 758
Other pension costs 2,522 1,650
198,432 78,331
7. Average Number of Employees
Average number of employees, including directors, during the year was as follows:
2024 2023
Office and administration 2 2
2 2
8. Interest Payable and Similar Charges
2024 2023
£ £
Bank loans and overdrafts 22,269 48,536
Finance charges payable under finance leases and hire purchase contracts 145,986 81,311
Profit or loss on foreign exchange 346 176
Other finance charges 28,838 13,788
197,439 143,811
9. Tax on Profit
The tax charge on the profit for the year was as follows:
Tax Rate 2024 2023
2024 2023 £ £
Current tax
UK Corporation Tax 25.0% 25.0% 290,215 236,088
Deferred Tax
Deferred taxation (637 ) (798 )
Total tax charge for the period 289,578 235,290
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The actual charge for the year can be reconciled to the expected charge for the year based on the profit and the standard rate of corporation tax as follows:
2024 2023
£ £
Profit before tax 1,157,998 1,025,583
Tax on profit at 25% (UK standard rate) 289,500 256,395
Goodwill/depreciation not allowed for tax 2,188 2,501
Expenses not deductible for tax purposes 79 469
Capital allowances (1,552 ) (2,871 )
Short term timing differences (637 ) (798 )
Difference in tax rates - (20,406 )
Total tax charge for the period 289,578 235,290
10. Tangible Assets
Fixtures & Fittings
£
Cost
As at 1 December 2023 140,136
Additions 5,000
As at 30 November 2024 145,136
Depreciation
As at 1 December 2023 100,113
Provided during the period 8,754
As at 30 November 2024 108,867
Net Book Value
As at 30 November 2024 36,269
As at 1 December 2023 40,023
11. Stocks
2024 2023
£ £
Finished goods 5,951,705 3,937,341
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12. Debtors
2024 2023
£ £
Due within one year
Trade debtors - 716,322
Amounts owed by participating interests 792,315 236,597
Other debtors 981,530 2,050,549
1,773,845 3,003,468
13. Creditors: Amounts Falling Due Within One Year
2024 2023
£ £
Net obligations under finance lease and hire purchase contracts 540,809 205,668
Trade creditors 1,085,448 808,096
Bank loans and overdrafts 10,098 10,098
Other creditors 3,311 23,486
Corporation tax 534,552 450,101
Taxation and social security 10,011 1,691
Accruals and deferred income 12,500 -
2,196,729 1,499,140
14. Creditors: Amounts Falling Due After More Than One Year
2024 2023
£ £
Net obligations under finance lease and hire purchase contracts 1,014,513 1,132,981
Bank loans 6,421 16,514
1,020,934 1,149,495
15. Loans
The company has a bank overdraft facility secured by fixed and floating charges over the property undertakings of the company. 
2024 2023
£ £
Amounts falling due within one year or on demand:
Bank loans 10,098 10,098
2024 2023
£ £
Amounts falling due between one and five years:
Bank loans 6,421 16,514
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16. Obligations Under Finance Leases and Hire Purchase
2024 2023
£ £
The future minimum finance lease payments are as follows:
Not later than one year 540,809 205,668
Later than one year and not later than five years 1,014,513 1,132,981
1,555,322 1,338,649
1,555,322 1,338,649
The company has entered into leases, which are secured by a charge over the leased assets. 
17. Deferred Taxation
The provision for deferred tax is made up as follows:
2024 2023
£ £
Other timing differences 7,688 8,324
18. Provisions for Liabilities
Deferred Tax Total
£ £
As at 1 December 2023 8,324 8,324
Utilised (636 ) (636)
Balance at 30 November 2024 7,688 7,688
19. Share Capital
2024 2023
Allotted, called up and fully paid £ £
1,000 Ordinary Shares of £ 1.000 each 1,000 1,000
20. Pension Commitments
The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund.
During the year the charge to the profit and loss account in respect of defined contribution schemes was £2,522 (2023: £1,650).
At the balance sheet date contributions of £611 (2023: £371) were due to the fund and are included in creditors.
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21. Post Balance Sheet Events
The financial statements were approved by the Board of Directors on 27 November 2025 and authorised for issue. No material adjusting or non-adjusting events have occurred between the reporting date and the date of authorisation for issue that require adjustment to or disclosure in these financial statements. 
22. Related Party Disclosures
Included in other debtors due within a year is an amount of £792,315 (2023: £236,597) owed from connected companies under common control. The amount is interest free and repayable on demand. 
23. Controlling Parties
The company is controlled by the director and close member of his familiy.
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